Question

请英语达人翻译，不要在线翻译的。

国家助学贷款是国家在社会主义市场经济条件下，利用金融手段完善我国普遍高校资助政策体系，加大对普通高校贫困家庭学生资助力度所采取采取的一项资助措施。是由政府主导，财政贴息，财政和高校共同给予银行一定风险补偿金，银行、教育行政部门与高校共同操作的专门帮助高校贫困学生的银行贷款。随着高等教育的规模不断扩大，来自农村贫困家庭的城镇下岗职工家庭的贫困学生人数不断增多，高校学费也在近十年中飙升。解决贫困学生的学费成了当务之急，然而，助学贷款不同于一般贷款，不需要办理贷款担保火抵押，这样就大大的增加了信用风险，使得银行对此的积极性降低。严重阻碍了我国助学贷款的发展。于是，如何完善我国助学贷款信用制度，控制贷款进程中的信用风险，加快我国社会信用体系的建设，已经成了目前政府、社会和学校等方面普遍关注的问题。针对在推行过程中遇到的种种困难，本文详细阐述了制约我国助学贷款工作的五个因素，探讨了克服制约因素的五项措施。以加快在我国高等学校开展助学贷款工作的步伐，为家庭经济困难的学生上大学解决燃眉之急

Answer 1

纯手工翻译，请求高分啊。
National Student Loan is a national aid measure which is to improve the aid sysytem by using financial means in the condition of socialist market economy and to reinforce the power toward the students from poor family in general universities. It is led by the Government, throught financial discount, gathering financial agencies and universities to give banks a certain risk compensation, co-operation by banking, education administration and the Universities to help poor college students to obtain bank loans.
（未完，后面的正在翻译，稍等）
With the expanding scale of higher education, the studens from poor rural families and in urban laid-off workers fanmilies are increasing, and the college tuition has also soared in recent years. Helping poor students' paying for the tuition has become a urgent problem, however, the student loan is different from the general loan which it is no need for the mortgage or guarantees, so greatly the credit risk is increased that it makes banks reduce the enthusiasm for this. It seriously impedes the development of student loans. So, how to improve our student loan credit system and to control the credit risk of lending process,and to speed up the construction of social credit system in China, has become the common concerns of government, society and schools, and other aspects at present. In connection with the difficulties encountered in the process, this paper describes the constraints of the five factors of student loan, to overcome the constraints of the five measures and to accelerate the pace of student loans to solve urgent problem of college students from the familiesto with financial difficulties to enter colleges and universities.

追问

请问翻译完了没？好的话一定加分！

追答

翻译完了

Answer 2

National Student Loan is a national of the socialist market economy, the use of financial means to improve the system of general university funding policy, increase funding college students from poor families to take an effort funded by the adopted measures. Is led by the Government, financial discount, financial and universities together to give banks a certain risk compensation, banking, education co-operation between the Administration and the University designed to help poor college students bank loans. With the expanding higher education, from rural poor families poor families in urban laid-off workers increasing number of students, college tuition has also soared in recent years. Poverty tuition has become a priority, however, is different from the general loan student loans, no need for the fire mortgage loan guarantees, thus greatly increasing the credit risk, making the bank reduced the enthusiasm for this. A serious impediment to the development of student loans. So, how to improve our student loan credit system to control the credit risk of lending the process to speed up the construction of social credit system in China, has become the current government, society and schools, and other aspects of common concern. For the implementation of the difficulties encountered in the process, This paper describes the constraints of the five factors of student loan, to overcome the constraints of the five measures. Carried out in our colleges and universities to accelerate the pace of student loans for families with financial difficulties to solve urgent needs of college students

Answer 3

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