Question

可以帮我把下面的中文摘要翻译为英文摘要吗？

中文摘要：世界银行的研究表明,在全球银行业危机中导致银行大量破产的原因就是信用风险。我国由于政府干预、内部管理等问题的存在,导致了我国商业银行存在大量的不良资产,造成了商业银行明显的信用风险。信用风险是商业银行所面临的基本风险，也是目前我国商业银行最主要的金融风险。根据目前次贷危机发展蔓延的内部和外部形势下，我国商业银行个国外的银行仍存在着巨大的差距。信用风险的管理在我国商业银行风险管理中起着非常重要的作用。本文分为四个部分，以我国商业银行信用风险管理为切入点，二、三两部分分别对商业银行信用风险管理所存在的问题进行了探讨，并对完善我国商业银行信用风险提出了相应的对策建议。关键字：商业银行；信用风险；风险管理

Answer 1

World Bank studies show that in the global banking crisis led to a large number of insolvent banks reason for this is credit risk. In China due to government intervention, the existence of internal management issues, resulting in China's commercial banks have a large number of non-performing assets, resulting in significant commercial bank credit risk. Credit risk is faced by commercial banks, the underlying risk is present, China's commercial banks, the most important financial risks. Based on the current development of the sub-prime crisis, the spread of internal and external situation, China's commercial banks to a foreign bank is still a huge gap. Credit risk management in China's commercial banks, risk management plays a very important role. This paper is divided into four parts, to China's commercial banks credit risk management as an entry point 2, 32 part of the credit risk of commercial banks were management problems were discussed, and improve China's commercial banks raised credit risk of the corresponding countermeasures and proposals. Keywords: commercial banks; credit risk; Risk Management