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随着中国互联网的高速发展,我国网上银行业务进入蓬勃期,网上银行为金融企业的发展带来商机,也为众多用户带来了方便,网上银行以其方便快捷的特性深受广大客户欢迎,越来越受到网民...
随着中国互联网的高速发展,我国网上银行业务进入蓬勃期,网上银行为金融企业的发展带来商机,也为众多用户带来了方便,网上银行以其方便快捷的特性深受广大客户欢迎,越来越受到网民客户的青睐 ,但由于网络的开放性、虚拟性和技术复杂性,网上银行业务也面临比传统服务渠道更大的风险,近些年频繁发生的资金被盗案件使得许多客户对网上银行安全性产生忧虑。因此分析这些风险问题产生的根源,并提出一些防范对策,显得尤为必要。 为保障网上银行业务持续健康发展,维护客户权益,本文对网上银行业务的风险防范进行了研究,提出了对策。
关键词:网上银行 风险 防范对策 展开
关键词:网上银行 风险 防范对策 展开
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With the high-speed development of China's Internet, online banking into the flourishing period in our country, the bank on the net for the financial development of the enterprise to bring business opportunities, also brought convenience for many users, the bank on the net, with its convenient features are very popular with the masses of customers, more and more get the favour of Internet customers, but due to the openness of the network, virtual and technical complexity, online banking is facing greater risks than traditional service channel, in recent years, frequent money stolen cases that many customers have concerns on security of the bank on the net. So analysis these risks at the root of the problem, and puts forward some prevention countermeasures, it is necessary. To ensure sustained and healthy development of online banking, maintain customer rights and interests, in this paper, the online banking
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Along with the rapid development of the internet in China, our country’s internet banking (IB) reached its high time. IB brought the business opportunities for the development of the finance enterprises, and the conveniences for the vast end-users. IB is widely welcomed because of its characteristics of handiness and fast processing, which gathering more and more online customers. On the other hand, due to the special features coming along with IB, particularly its openness, invisibleness and complexity in technology, IB is facing a much greater risks in comparing with the traditional service channels. The cases that involved in some frequent IB frauds in recent years made many customers worry of the safety of IB. (全文字数超标,无法发出。你可以在私信里收到剩余部分。)
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