Question

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教师职业责任保险是职业责任保险的一个险种，投保教师责任保险后，教师由于职务行为中的过失而造成的学生人身伤害依法承担民事责任中的经济赔偿时，可以根据保险合同的有关条款由保险公司予以赔付。教师职业责任保险是出于保障教师权益、完善校园伤害保险制度而提出的。教师职业责任保险与学生保险，校方责任险一样，都是校园安全事故处理中的一种方法手段，是为完善校园伤害保险制度而提出的。但是，它又与学生保险，校方责任险不一样。学生保险保护的主体是学生，校方责任险保护的主体是学校，而教师责任保险保障的是教师的权益。作为事后补救措施，教师责任险无疑是一种很好的保障教师权益的手段，它把风险转嫁给保险公司，能减轻教师因疏忽或其它原因造成学生人身伤害而导致的经济赔偿的负担。教师责任保险与校方责任险，学生保险一起共同保障了学校、教师、学生的利益，使事故发生后能够迅速得到解决，减少或避免经济纠纷对学校管理以及学校的正常教学秩序造成严重影响。本文试从教师职业责任的概况、国内外的现状分析、教师职业责任面对的困境及促进其发展的对策等方面进行探究。

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如果是用翻译工具的朋友不要回答问题了，因为用翻译工具我也会，但翻译工具不准。希望有能力的朋友帮下忙！感激不尽！

Answer 1

Teachers' professional liability insurance is one of professional liability insurance, liability insurance coverage against teachers, teachers because the position of students and negligence injury shall bear civil liability of the economic compensation, according to the relevant clauses of the contract of insurance shall pay by insurance company. Teachers' professional liability insurance for teachers' rights and interests, safeguard is perfect campus of injury insurance system. Teachers' professional liability insurance and insurance of liability for university students, and is the campus safety accident treatment of a kind of method for improving the campus, is put forward and the damage insurance system. However, it is the liability insurance, with the students. The subject is the student insurance protection, the protection of the students is the school principal liability insurance liability, and teachers of teachers' rights and interests. Remedial measures as teachers liability is undoubtedly a good protection of teacher's rights and interests, it means the risk shifting to the insurance company, can reduce the teacher by negligence or other reasons caused personal injury caused by students of economic compensation. Teachers' liability insurance and insurance of liability for university students, the school together and safeguard the interests of students and teachers, that can be obtained rapidly after the accident, reduce or avoid the economy dispute to the school administration and the normal teaching order school caused serious influence. This paper tries to teachers' professional responsibilities at home and abroad, the paper analyses the current situation of teachers' professional responsibilities, and promote its face the countermeasures of development of inquiry, etc.

Answer 2

The teacher’s career responsibility insurance is a kind of career responsibility insurance. After joining the teacher’s career responsibility insurance, when a teacher caused physical hurt to a student due to job mistakes and need to pay the economical compensation to bear the civil liability according to the law, the insurance company should compensate according to relative clauses of the insurance contract.
The teacher’s career responsibility insurance is proposed to protect the teacher’s rights and to perfect the school hurt insurance system. The same as student insurance and the school responsibility insurance, the teacher’s career responsibility insurance is one of the ways to deal with the school accidents. However, it is different with the student insurance and the school responsibility insurance. The body that the student insurance protects is the student, while the teacher responsibility insurance protects teachers’ rights.
As a remedial measure, the teacher responsibility insurance is no doubt an excellent way to protect teachers’ right. It transfers the risk to the insurance company, and it could reduce the burden which due to economical compensation that caused by the teacher’s mistakes or other reasons hurt the student.

Answer 3

eacher professional liability insurance is an insurance professional liability insurance, liability insurance coverage after the teacher, teacher behavior as functions of students caused by the fault shall bear civil liability for personal injury compensation in the economy, according to the relevant provisions of the insurance contract the insurance company be 赔付. Teacher professional liability insurance is for protection of the interests of teachers, improve school injury insurance system proposed. Teacher professional liability insurance and student insurance, liability insurance, like the school, campus safety accidents are a way of processing means, for the perfection of accident insurance system proposed. However, it and the student insurance, liability insurance is not the same school. Student insurance to protect the main body of students, the school's principal liability insurance to protect the school, and teachers liability insurance to protect the interests of the teachers. As a remedial measure, teachers liability insurance is no doubt a good means to protect the interests of teachers, it put the risk onto insurance companies, can reduce teachers caused by negligence or other students in personal injury and economic damages caused by the burden. School teacher liability insurance and liability insurance, student insurance, jointly safeguard the school, teacher, student interests, 使 accident will be capable of prompt resolution, reduce or avoid economic dispute on school management Yiji order of the school's normal teaching seriously Ying Xiang. This paper profiles from the professional responsibilities of teachers, the status of foreign teachers of professional responsibility, the hardships and measures to promote their development in areas such as exploration.
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