Question

哪位英语达人帮我翻译下这段话？

信用证是一种银行开立的有条件承诺付款的书面文件，无论在发达国家还是在发展中国家，国际贸易结算采用信用证方式都已占很大比重。信用证的特点表现在三方面：（1）独立性。（2）信用证交易的标的物是单据。（3）银行提供信用。信用证结算具有较高的可靠性，但是在现实生活中，由于信用证独特的性质，常为一些不法商人假冒行骗利用，客观上就使信用证结算也存在着一系列的风险。
不要机器翻译的，谢谢

前三楼翻译的都一样啊，特别是最后一句读也读不通

Answer 1

L/c is a bank to open the payment of conditional promise written documents, whether in the developed countries and developing countries, international trade settlement by l/c are already held very large proportion. The performance characteristics of l/c in three aspects: (1) independence. (2) credit transaction is documents. (3) bank credit. Credit settlement has higher reliability, but in reality, the unique properties, often for some unscrupulous businessmen, con use fake objectively make credit settlement also exists a series of risk