Question

请帮忙翻译一下，中译英（务必人工翻译，谢谢）

原文： 随着我国经济的持续发展，国内居民收入快速增长，个人可支配收入大幅增加，人们对资产保值增值的需求更加强烈。储蓄再也不被人们当作唯一的投资方式，而人们更多的选择如基金、债券、保险等方式，于是银行理财产品应运而生。本文从商业银行个人理财业务的概念和类型下手,分析了我国商业银行个人理财业务的现状，提出了问题和需要改进的地方，以及借鉴了发达国家（地区）商业银行个人理财业务的发展经验，提出了我国商业银行个人理财业务发展的对策。

Answer 1

我的回答是：With the sustainable development of economy in our country, the rapid growth of domestic residents income, disposable personal income increased dramatically, people demand for assets value.Saving is no longer regarded as a unique way of investment, and people more options, such as funds, bonds, insurance, and bank financial products arises at the historic moment.For domestic commercial Banks, personal finance business is an emerging business, a comprehensive financial service, it refers to the professional financial personnel customers various information collection, customer's financial goals and risk clear and definite attribute, the tailored financial solutions for customers, and meet the demand of customers at different stages of life, make it achieve financially independent, freedom of life.Compared with the personal finance business abroad, our country commercial bank personal finance business is still in its infancy, the low level of financial management, there are a series of problems.The current system limit the bank personal financial business innovation space, product homogeneityphenomenon serious, to strengthen the financial management personnel professional quality, personal finance business marketing has certain problem, financial risk control needs to be strengthened."