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I would be excited and scared, but here goes…
First, I would hire the best financial advisor I can find. So far, I have been doing well on my own — learning from the Web and books. But if a $1 million is thrown on my lab (ouch…I think a $1 million would be quite heavy), I want the best to help me protect that million. My first question to them would be what could I do to minimize taxes?
Second, I would settle my debts. I think being debt free is one of the best ways to build wealth. However, with my mortgage being the biggest debt I owe, I will have to work with my financial advisor to figure out which is better: pay off the mortgage or use the money for something else — i.e., invest.
Third, I would share my good fortune with my family and a few close friends that may need financial help. I know the proverb: “Give a man a fish and he’ll eat for a day. Teach a man how to fish and he’ll eat for a lifetime,” but if I can help them dig out of their financial hole, then I think it is worthwhile.
Lastly, whatever I have left I will invest that money so that I can see it grows. If I am lucky enough, I will have to revise my $1 million goal because I will be reaching it a few years sooner than expected.
First, I would hire the best financial advisor I can find. So far, I have been doing well on my own — learning from the Web and books. But if a $1 million is thrown on my lab (ouch…I think a $1 million would be quite heavy), I want the best to help me protect that million. My first question to them would be what could I do to minimize taxes?
Second, I would settle my debts. I think being debt free is one of the best ways to build wealth. However, with my mortgage being the biggest debt I owe, I will have to work with my financial advisor to figure out which is better: pay off the mortgage or use the money for something else — i.e., invest.
Third, I would share my good fortune with my family and a few close friends that may need financial help. I know the proverb: “Give a man a fish and he’ll eat for a day. Teach a man how to fish and he’ll eat for a lifetime,” but if I can help them dig out of their financial hole, then I think it is worthwhile.
Lastly, whatever I have left I will invest that money so that I can see it grows. If I am lucky enough, I will have to revise my $1 million goal because I will be reaching it a few years sooner than expected.
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If I have a million dollars
If I have a million dollars, I would do the following things:
First,I would buy a large house to live,and I would receive my father,mother and my mother-in-law and my father-in-law to come to live with me altogether.ALL the families would be happy.
Second,I would like so set up a large bookstore.I like reading very much, I would enjoy reading everyday.
Third,I would help those who can not afford to go to school,especially those children in poor areas.
Last,I would travel all around China.There are so many beautiful maintains,rivers and lakes in our country,but before I have not enough money to visit.Now it's the time
If I have a million dollars, I would do the following things:
First,I would buy a large house to live,and I would receive my father,mother and my mother-in-law and my father-in-law to come to live with me altogether.ALL the families would be happy.
Second,I would like so set up a large bookstore.I like reading very much, I would enjoy reading everyday.
Third,I would help those who can not afford to go to school,especially those children in poor areas.
Last,I would travel all around China.There are so many beautiful maintains,rivers and lakes in our country,but before I have not enough money to visit.Now it's the time
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