Question

求助：中文翻译成英文（不要翻译机或者翻译软件翻译的）

内容摘要： 国际上银行保险的发展先后经历了三个重要发展阶段：一是建立银行代理模式，由保险公司提供产品，利用银行丰富的网点资源和信誉进行保单代理销售，银行向保险公司收取代销产品的手续费，实现中间业务收益。二是形成战略伙伴关系，银行与保险公司建立密切联系，签订较为长期的战略协作合同，进行更大范围内的业务合作，银行除了收取手续费外，还分享保险业务的部分利润。三是银行直接参股保险公司，通过股权纽带关系，参与经营保险业务。这三个发展阶段体现了银保合作逐步深化的过程。本文在分析我国银行保险发展现状的基础上，借鉴国际银行保险的发展经验，对我国银行保险未来的发展模式进行初步展望和探讨。
关键词：银行保险 兼业代理 中间业务 混业经营

Answer 1

Abstract: International banking insurance development has experienced three important development stages: first of all establishment bank agency model, insurance company provided products, using banks’ plenty of business webs resources and goodwill to proceed insurance policy sales, bank will receive document charges as an agent to sell products from insurance company, to achieve middle party business profits. Furthermore, it is strategy partner relationship, the close relationship is established between banks and insurance companies, agreeing to sign long term strategy partner relationship contract, for business cooperation in the wider field, bank is receiving documents charges and sharing the partly profit from insurance business. Last bank is directly involved insurance company from buying its shares, through share property relationship, participated in insurance business. These three development stages illustrated process of deeply cooperation between bank and insurance company. This article is based on the analysis of China banking insurance current development, using international banking insurance development as reference, to forecast and discuss briefly the future china banking insurance development models.

Keywords : Banking, Insurance Agent Business and Industry mixed operations

Answer 2

Abstract : The international development banks, insurance has gone through three major stages : First, to set up a bank agency model, by the company to provide products and the rich network of resources and credibility banking office sales agent, The fees collected by the insurance company to sell bank products to achieve intermediate business income. The second is to form a strategic partnership between banks and insurance companies to establish close ties with the signing of a longer-term strategic cooperative contract The scope for greater cooperation, in addition to bank charges, but also share some of their profits to the business. Third, the insurance company shares directly, through equity ties, participation in the operation of business. This reflects the three stages of development to deepen cooperation in the process of Banking and Insurance. Based on the analysis of current development on the basis of the Banking, Insurance, Banking, Insurance draw on the international experience in the development, China's banking insurance model for the future development of a preliminary outlook and explore.

Keywords : Banking, Insurance Agent Business and Industry mixed operations

Answer 3

Abstract: International banking insurance development has experienced three important development stages: first of all establishment bank agency model, insurance company provided products, using banks’ plenty of business webs resources and goodwill to proceed insurance policy sales, bank will receive document charges as an agent to sell products from insurance company, to achieve middle party business profits. Furthermore, it is strategy partner relationship, the close relationship is established between banks and insurance companies, agreeing to sign long term strategy partner relationship contract, for business cooperation in the wider field, bank is receiving documents charges and sharing the partly profit from insurance business. Last bank is directly involved insurance company from buying its shares, through share property relationship, participated in insurance business. These three development stages illustrated process of deeply cooperation between bank and insurance company. This article is based on the analysis of China banking insurance current development, using international banking insurance development as reference, to forecast and discuss briefly the future china banking insurance development models.

Keywords: bank insurance, business operation agency, middle party business, mixture business