Question

贸易有关的，帮忙翻译下，急...(翻译机翻的就不要进来了)

Most local L/Cs involve local delivery of goods evidenced by a cargo receipt issued by the applicant or countersigned by the applicant.
There have been cases in which the parties have collaborated to deceive banks by issuing local L/Cs to each other without a genuine underlying transaction.
The applicant produces the cargo receipts alleging that it has received the goods in good order and condition so that it can book an import loan, e.g. a trust receipt loan for payment of the L/C.
The beneficiary then passes the money back to the applicant so the applicant can utilize the trust receipt facility as an overdraft facility.
In theory, the same mechanism can apply to L/Cs that call for shipment from overseas.
In such a case, the parties may have to ship some rubbish in order to generate a bill of lading to be submitted to the issuing bank.
Local L/Cs make the document flow easier and lower costs, since there is no foreign party involved and there may be no physical movement of goods at all.
This explains why some banks maintain an approved list of beneficiaries to mitigate this risk.

Answer 1

L/C是不是Letter of Credit? 银行发行的信用证？

大多数当地的信用证牵涉到以承运货物收据为证据的本地的货物发送，这些收据一般是由申请者发布的或者连署的。
有这样一些案例，当事双方串通起来欺骗银行，他们分别发布信用证给对方但是真正的根本的交易却未发生。
申请者提供承运货物收据声称收到情况良好质量合格的货物，这样的话就可以以输入贷款来入账，比如用来偿还信用证的信托清单贷款。
受益者然后把钱转回给申请者，所以申请者可以把信托清单的功能当做透支功能来使用。
理论上来说，同样的方法可以应用在要求从国外的运输。
在这种情况下，当事方可能要运输一些垃圾来生成一张要提交给发行银行的提货单。
本地信用证使文件流动更容易而且更便宜，因为事件没有外方参与，而且可能完全没有物质的移动。
这解释了为什么一些银行保持一列经核准的受益者以此减轻这种风险。