Question

金融-英语翻译

本文讲述的是如何利用年金设计等额还贷的问题。首先，通过在固定利率和浮动利率两种不同的利率下介绍等额本金还款法和等额本息还款法的计算公式并比较两种方法的优劣性，从而得出在不同利率变动下最优的还款法，然后通过举例子运用MATLAB画出直观的图形进行说明。接着，总结了等额还贷的三种方式，分别为：优先偿还本金，每年偿还—定的本金和相应的利息，每年优先还清上一年的利息再还本金。最后又讨论了优先偿还利息再还本金的一般解。
***************************************************************
还有上述的金融专业词汇怎么翻译的，可以列出来么
一楼是翻译么，英语水平不行~
二楼也是胡扯
修改了一下，麻烦再翻译，希望能够专业点。除了三楼，四楼英语水平比较厉害，但是在细节上有点翻译得有点牵强。
回答好的话，自然追加财富，我财富值还是可以的。
本文讲述的是如何利用年金设计等额还贷的问题。首先，通过在固定利率和浮动利率两种不同的利率下介绍等额本金还款法和等额本息还款法的计算公式并比较两种方法的优劣性，从而得出在不同利率变动下最优的还款法。接下来，分别运用MATLAB和EXCEL工具进行画图和计算，并对两者的适用性进行分析和比较总结。通过本文，我们可以得出在固定利率下，当利率上升时采用等额本息还款法比较有利，当利率下降时采用等额本金还款法比较有利；而在浮动利率下，当利率上升时采用的是等额本金还款法，当利率下降时采用的等额本息还款法。

Answer 1

What this article narrated is how to use annuity to design equal quantity repayments. First,under the two different interest rates, fixed rate and floating interest rate,it introduces the calculation formula of the two methods that are principal repayments's method and principal and interest repayments's method, and compares two methods' the advantages and disadvantages, thus obtaining the most superior one under the different interest rates, then explains it through citing examples and drawing visual graphics with MATLAB. Then, it summarizes the three ways which are repaying capital first, every year repaying the capital and the corresponding interest, and every year first paying off the last year interest then the capital . Finally it also discusses the general solution of first repaying the interest then principal.
关于术语是靠自己去积累，以及实践。
floating interest rate： 浮动利率
mathing the principal repayment method等额本金还款法

我已经改好了！！！

Answer 2

This is about how to use the pension payments for design. First, through in fixed rate and floating rate under two kinds of different rates of countervail repayment method is introduced, and the method for repayment of principal calculation formula and to compare the two methods, thus obtained under different interest rates in the optimal method of reimbursement, then through an example using MATLAB draw visual graphics. Then, summarizes the payments for the three modes: every year, plus repaid repay the principal and the corresponding -- the last year, plus pay interest on interest to the principal. Finally discussed the principal plus pay interest to the general solution.

Answer 3

This article is about how to design matching annuity repayment problems. First, the fixed rate and floating interest rates introduced under two different laws and equal principal repayment in equal installments of principal and interest repayment method is calculated and compared the advantages and disadvantages of two methods to arrive at optimal under different interest rate changes repayment method, and then through the use of examples to draw an intuitive graphical MATLAB explained. Then, summarizes the three ways of matching loan, namely: priority to repay the principal amount repaid each year - and the corresponding set of principal, interest, first year and then pay off the interest on the year of principal. Finally, they discussed the priority of principal repayment of interest and then the general solution.

Answer 4

What this article narrated is how the question which using volumes and so on annuity design repays. First, through in the fixed rate and under the fluctuation interest rate two different interest rates volume capital repayments law and so on introduction and so on volume principal and interest repayments's method formulas and compares two methods the fit and unfit quality, thus obtains under the different interest rate change the most superior repayments law, then through cites the example to draw the direct-viewing graph using MATLAB to carry on the explanation. Then, summarized three ways which and so on volumes repay, respectively is: The first repayment capital, every year repays the capital which and the corresponding interest - decides, every year first pays off the last year interest to return the capital again. Finally also discussed has first repaid the interest again also capital the general solution.