Question

and see if you are taking out school loans and if you are able to pay all of your monthly expenses

and see if you are taking out school loans and if you are able to pay all of your monthly expenses without putting everything on credit cards.
这句话中take out 怎么翻译
还有putting everything on credit cards什么意思 put on 怎么翻译

Answer 1

take out 表示扣除，去掉，再本句的意思是扣除学校贷款偿还部分
这个putting everything on credit cards用信用卡进行消费的意思。put on 把---放在---上面，本句的意思是消费/支付的意思

整句话的意思是：看你是否已经扣除了学校贷款的偿还部分，并在没有用信用卡进行消费的情况下，自己能支付自己的所有月开销

Answer 2

看看你正在服用了助学贷款，如果你有能力支付信用卡没有把所有一切都在你每月全部费用。