Question

请求帮助！希望哪位高人能帮我翻译一下这段话，本人英语能力有限，不胜感激！

“近因原则是保险合同最重要的四个基本原则之一，经过长时间的发展和演变，已经成为保险合同履行中，尤其是确定保险标的物所遭受的损失是否属于保险人的承保风险，被保险人或受益人是否应得到赔偿的主要原则，在世界各国逐步确立并得到了认可。然而在我国法律中近因原则均未得以没有明确的规定。这一立法的缺失，最终导致了实践中的混乱，日渐成为保险法修改中应该加以重视的问题。”

Answer 1

"Principle of proximate cause is the most important insurance contracts to the four basic principles of the long development and evolution has become the performance of the insurance contract, particularly object to determine insurance suffered losses of the insurance underwriting risk insured or the beneficiary should be the main principle of compensation, the world gradually established and authorized. However, in our law the principle of proximate cause is not not clear. that the lack of legislation, which eventually led to the practice of confusion, becoming Insurance Act should be amended to the problem. "

参考而已