Question

请给位好心人帮忙做下这篇阅读理解

Passage 2
Life insurance isn't fun to buy.It forces you to think about your death,a subject many prefer not no face.But there's a single,overriding reason to buy life insurance:to provide an income for your dependents should you die.
Don't depend only on an agent to figure your life-insurance needs.Rule-of-thumb

estimates such as five or eight times your income are guesses;they may produce too

little or too much insurance.Carry too little insurance and you may not provide a

reasonable standard of living for your family after your death;carry too much and you may not enjoy a reasonable of living while you are alive.
Most people who have life insurance don't have enough.The median amount of coverage for all adults with life insurance was only ￡15 000
in 1984.That's obviously not enough to sustain a family with young children for very long.Nationwide Insurance found that the married men in its 1984 survey carried an average of about ￡101 880 in life insurance;they needed about ￡100 706 more.Married women carried about ￡43 516 worth insurance needed some ￡98 507 more.
How do you determine the amount of life insurance you would need to maintain your family's current life style if the breadwinner died?First,figure what your

family's expenses would be if you died tomorrow.Then analyze your assets and the

sources of income that you can use to cover the expenses,Finally,subtract(减去)the assets from the needs.The result is the amount of additional insurance that you'll need to buy.

26.The passage intends to tell you____.
A.life insurance isn't fun to buy
B.life insurance is most important in maintaining your family's current lifestyle
C.life insurance is the result of amount of additional insurance you'll need to buy
D.how to determine the amount life insurance you would need
27.Life insurance is not fun to buy because____.
A.many people prefer not to confront the subject
B.there is a single,overriding reason
C.it reminds you that may die one day
D.it forces you to think
28.Which of the following statement is NOT true?____.
A.Estimates such as five or eight times your income are not reliable
B.Those agents may produce too little or too much insurance
C.You must not rely on agents only to tell you how much life insurance you need
D.You should believe in either your agent only or those empirical estimates.
29.If you carry too little or too much insurance____.
A.either you or your family might suffer
B.you may not provide a reasonable standard of living foryour family after your death
C.you may not enjoy a reasonable standard of living while you're alive
D.you will known in the end that they are just wild guesses
30.How do you determine the amount of life insurance you would need?____.
A.Analyze your assets and sources of income
B.Estimate your family's expenses
C.Take away the assets from the expenses
D.All of the above
最好写详细点，谢谢各位了。

Answer 1

1.文章主旨题。这种题型比较难以判断，可以选择分析每段段首句和断尾句的意思，来综合分析。我个人建议可以在做完后面的题目，再来做这种主旨题。
2.细节题。看第一段的第一句，紧接着后句就给出了答案。.It forces you to think about your death,a subject many prefer not no face。它迫使你思考死亡，一个你可能不愿面对的话题。所以选C。它提醒你有一天可能会死。
3.细节题。判断正误，从第二段首句，即可选出答案。哪李 Don't depend only on an agent to figure your life-insurance needs。不要仅仅依靠一个机构去计算你的人身保险需要费用。与D选项你应该或者只依赖你的机构或者采用那些实用的计算方式。明显矛盾。
4.细节题。找到原文，Carry too little insurance and you may not provide a
reasonable standard of living for your family after your death;carry too much and you may not enjoy a reasonable of living while you are alive。B只指出了carry too little 的结果，C选项只指出了腔缓罩carry too much 的结果，均指说了一部分，答案不完整。所以应该选A。你的家庭或者你自己会要遭罪。
5.还是细节题。找到原文，即文中最后一段。后面三点都是答案。First,figure what your
family's expenses would be if you died tomorrow.Then analyze your assets and the
sources of income that you can use to cover the expenses,Finally,subtract(减去)the assets from the needs.The result is the amount of additional insurance that you'll need to buy。这三点分别对应选项A.B.C所以就应该选D ，全面概括以上三点。
最后可以回到第一题，我们可以通过以上几个题目，发现，文章通篇都是在讲怎么样计算你的人生保险数额的问题。围绕这一问题，先提出人生保险这一概念，然后指出不应该只依靠机构或者测算的方式进行数额的计算，在指出伍闹人生保险数额过多或过少的危害，最后告诉你如何计算数额。这样理清了文章脉络，就不难得出答案D了

Answer 2

Passage 2
Life insurance isn't fun to buy.It forces you to think about your death,a subject many prefer not no face.But there's a single,overriding reason to buy life insurance:to provide an income for your dependents should you die.
第二段
人寿保险不是买着玩的。它迫使你去思考许多人不愿意面对的死亡问题。但是，购买人寿保险有一个最主要的原因，就是你死亡后，你的家属可以得到一定的收益。
Don't depend only on an agent to figure your life-insurance needs.Rule-of-thumb
estimates such as five or eight times your income are guesses;they may produce too
little or too much insurance.Carry too little insurance and you may not provide a
reasonable standard of living for your family after your death;carry too much and you may not enjoy a reasonable of living while you are alive.
别只依赖保险推销人来计算你的人寿保险需求。弹指一算的数字只是一个猜想估计，例如，说成是最后得到的收益会达到五至八倍。他们得出的保险数额可能过小，也可能过大。如果保险额度太大，在你后世后，家属没有办法达到良好的生活水准，保险额度过大，在你在世渗知的时候，可能没办法享用优质的生活。
Most people who have life insurance don't have enough.The median amount of coverage for all adults with life insurance was only ￡15 000 in 1984.That's obviously not enough to sustain a family with young children for very long.Nationwide Insurance found that the married men in its 1984 survey carried an average of about ￡101 880 in life insurance;they needed about ￡100 706 more.Married women carried about ￡43 516 worth insurance needed some ￡98 507 more.
许多有人寿保险的人们的险额都是不够的。1984年，拥有人寿保险的所有成人出险时仅能赔付人均15000英镑。这显然不能维持有孩子的家庭的生活很长时间。1984年，全国范围内对于已婚男士的保险调查出现，他们平均持有101880英镑的人寿保险，他们还需要100706英镑的追加。已婚女士丛氏消核态平均持有价值43516英镑的人寿保险，而还需要98507英镑的追加。
How do you determine the amount of life insurance you would need to maintain your family's current life style if the breadwinner died?First,figure what your family's expenses would be if you died tomorrow.Then analyze your assets and the sources of income that you can use to cover the expenses,Finally,subtract(减去)the assets from the needs.The result is the amount of additional insurance that you'll need to buy.
如果家中主要经济收入人去世，你如何决定多少人寿保险的数额才可以保证你家人现有的生活水平呢？ 首生，计算出如果你去世后，你的家庭的支出会是多少。然后对你可用于负担这些家庭支出的你的现有的资产和收入来源进行分析。最后，从需要的数额中，减去资产。得出的结果，就是你将会需要购买的额外的人寿保险的数额。
26.The passage intends to tell you____.
D.how to determine the amount life insurance you would need
26.这段文字试图告诉你
D.如何决定你会需要的人寿保险的数额
27.Life insurance is not fun to buy because____.
C.it reminds you that may die one day
27. 人寿保险买起来不好玩是因为
C. 它提醒你，有你天你会去世
28.Which of the following statement is NOT true?____.
D.You should believe in either your agent only or those empirical estimates.
28. 如下哪种表述是不正确的
D. 你应该要么相信你的人寿保险经理人，要么想念那些凭借以前经验得出来的估算
29.If you carry too little or too much insurance____.
C.you may not enjoy a reasonable standard of living while you're alive
29. 如果你有太少或太多的人寿保险
C. 你有可能在你在世的时候不能很好的享受优质的生活
30.How do you determine the amount of life insurance you would need?____.
D.All of the above
30. 如何计算你需要多少保险
D. 以上答案都对

（匆忙中翻译的，请校对）

追问

翻译的不错，但是我需要的不是这种效果，我需要知道答案本身考的是什么知识点，是什么题型（是细节还是推理判断）以及这个题答案如何从文中得知，谢谢你的回答。

Answer 3

DADDD