Question

请帮我把下面一段文字翻译成英语，谢谢！！！

内容提要：医疗保险中的道德风险是一个无法回避的问题。道德风险使医疗费用不合理地增长，过度消耗有限资源，给社会造成了极大的浪费。本文对我国医疗保险及其表现，道德风险产生的原因，医疗保险制度、医疗卫生体制等方面进行了论述，分析了医疗保险中道德风险的约束机制和防范措施，对当前医疗保险进行制度上的改革与完善方面提出一点个人建议。

Answer 1

Summary: Moral insurance in medical insurance is an inevitable issue which results in medical expenditure's unreasonable increase, excessive consumerism on limited resources and great waste to society. This paper discussed our country’s medical insurance and its expression, the merging reason of moral insurance, medical insurance regulations, and medical health regulations and so on, analyzed the restrain regulations and countermeasures, proposed some personnel suggestions about reforms and perfect of current medical insurance regulations.

Answer 2

The medical insurance is a moral hazard can not evade the issue. Moral hazard of medical costs unreasonably growth, excessive consumption of limited resources, to the community of tremendous waste. In this paper, the medical insurance and performance, the risk of moral hazard caused by the medical insurance system, medical and health system, and other areas discussed, analyzed the medical insurance moral hazard restraint mechanism and prevention measures on the current medical insurance system reform and improvement made personal recommendations.