Question

求英语达人帮忙翻译

帮忙翻译下这段话，谢谢了啊 车贷险（Auto-Loan）

第一章简要介绍了车贷险的含义、形成、发展及其重要作用。第二章初步了解目前我国车贷险存在的三个问题。一是银行的巨额不良贷款；二是保险公司的赔付率居高不下；三是法律缺失问题。第三章是全文核心，提出了从完善车贷险条款、重视资信调查、银保携手、强化逾期欠款的催收和赔款追债机制、汽车金融公司的介入、建立社会信用体系、立法等七个解决对策。第四章为总结，要想走出车贷险困境，银行、汽车销售商(尤其是银行)就必须从长期合作的角度，对保险公司的车贷险清理整顿工作给予充分的支持和配合。

Answer 1

the first charpter mainly introduces the definiton of AUTO-LOAN,the formation,the development and also,it`s important effect.
the second charpter probes into three existing problems of AUTO-LOAN in our country.firstly,the huge sum of non-performing loan in banks.secondly,the high rate of repay of insurance company.thirdly,the vacancy in laws.
the third charpter is the core part of whole article.it puts forward seven solutions including impoving provision of AUTO-LOAN,putting emphasis on investigating on assets credit,joining in banks and insurances,improving mechanisms in promopt-note and claim repayment of debts,the intervention of automonile financial company,establishing society credit system and legislation.
the forth charpter is the summary.it suggests that from a far-sight cooperation,if we want to get out of the difficult situation present,full support and coordination to the cleaning up the AUTO-LOAN insurance are required

Answer 2

First chapter briefly introduced Che Daixian meaning, forms, thedevelopment and its the vital role. The second chapter preliminaryunderstanding at present our country Che Daixian exists threequestions. One is the bank large amount not good loans; Two, theinsurance company compensates paying rate to stay at a high level;Three is the legal flaw question. Third chapter is the full text core,proposed from consummates Che Daixian the provision, takes the capitalletter investigation, the silver guarantees hand in hand, thestrengthening exceeds the time limit debt receiving after dunning topursue the debt mechanism, the automobile financial company'sinvolvement, the establishment society credit system, the legislationwith the indemnity and so on seven solutions countermeasures. Fourthchapter is the summary, must want to go out Che Daixian the difficultposition, the bank, the automobile seller (bank must in particular)from the long-term cooperation angle, cleans up the reorganizationwork to insurance company's Che Daixian to give the full support andthe coordination.
仅供参考啊!