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Withtheincreaseinlifespancomesacorresponding相应的increaseinchildren’sresponsibilitytoca...
With the increase in life span comes a corresponding相应的 increase in children’s responsibility to care for their aging parents. Recent statistics统计数据 show that an unprecedented前所未有的 number of middle- age Americans are simultaneously同时 raising养育 children and supporting their own parents. The fact that people are living longer is illustrated by some simple statistics事实上,人们的寿命更长通过一些简单的统计说明。. For instance, in 1900, 7 percent of 60-year-old Americans had at least one living parent. In 2000, the percentage比例 had risen to 44.
The Specter灵魂 of Debt负债
Over the last three decades 30年, the massive大量的 growth in debt has been a major element 元素 of the changing financial environment金融环境. While the largest single source of indebtedness is represented by home mortgages, misuse of credit is actually the primary cause of the rising rate of bankruptcy.
* Sixty percent of American households carry over some portion of their credit card debt every month. The average balance is more than $4,000.
* Twenty percent of families with an annual income below $50,000 spend close to half of their net income on debt payments.
* In 1999-2000, 1.27 million American households declared bankruptcy. The number was expected to climb to nearly 1.5 million in 2002.
* More than three-fourths of college undergraduate students have credit cards; most have multiple cards with an average total balance of $2,748. Ninety-five percent of college graduate students have cards; each has an average of four cards with an average total balance of $4,776.
* Between 1990 and 1999, there was a 51 percent increase in annual bankruptcy filings among adults 25 years of age and younger. 展开
The Specter灵魂 of Debt负债
Over the last three decades 30年, the massive大量的 growth in debt has been a major element 元素 of the changing financial environment金融环境. While the largest single source of indebtedness is represented by home mortgages, misuse of credit is actually the primary cause of the rising rate of bankruptcy.
* Sixty percent of American households carry over some portion of their credit card debt every month. The average balance is more than $4,000.
* Twenty percent of families with an annual income below $50,000 spend close to half of their net income on debt payments.
* In 1999-2000, 1.27 million American households declared bankruptcy. The number was expected to climb to nearly 1.5 million in 2002.
* More than three-fourths of college undergraduate students have credit cards; most have multiple cards with an average total balance of $2,748. Ninety-five percent of college graduate students have cards; each has an average of four cards with an average total balance of $4,776.
* Between 1990 and 1999, there was a 51 percent increase in annual bankruptcy filings among adults 25 years of age and younger. 展开
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随着寿命的增加,儿童的责任相应的增加,以照顾其年迈的父母。最新的统计数据显示了美国中年人关于养育子女和支持自己的父母的数量前所未有的同时提高。事实上,人们的生活不再是一些简单的统计说明 事实上,通过一些简单的例子已说明人们的寿命更长。例如,在1900年,7%的60岁的美国人至少有一个活着的长辈。在2000年,这一比例已上升到44%。斯佩克特的债务负债的灵魂在过去的三十年...( 额这儿不知道怎么翻译),大规模的大量的债务增长一直不断变化的金融环境的一项重要内容元素金融环境。虽然债务最大的单一来源为代表的住房抵押贷款,信用滥用破产率上升的主要原因。*六十%的美国家庭结转每月他们的信用卡债务的某些部分。平均余额是4,000美元以上。*二十%的家庭年收入低于$ 50,000花费接近其纯收入偿还债务的一半。*在1999-2000年度,127万个美国家庭宣布破产。这个数字预计将攀升2002年的近150万。*超过四分之三的大学本科生,信用卡,大部分都与平均总余额$ 2,748多张卡。百分之九十五年大学毕业的学生卡,每个平均4,776美元的总余额平均四张牌。* 1990年至1999年,是在每年的破产申请增加51%,25岁和年轻的成年人之间。
参考资料: 有道,金山和自己- -
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