Question

使用支付宝必须进行实名认证吗？？

我申请了助学贷款，要登录支付宝修改初始密码，但登录后出现了实名认证，该怎么办？？？？

Answer 1

没有通过支付宝实名认证，在淘宝上购物没有影响。但若需要在淘宝上开店卖宝贝、成为淘宝VIP等等，那就必须去申请实名认证了，因为这些功能只有在通过认证后才会开放。
申请个人实名认证的流程
1、打开支付宝网站，登录支付宝账户，点击　账户设置——基本信息——实名认证——立即认证；
2、填写身份证信息、支付密码，点击　下一步　进行身份验证；
3、确认姓名和身份证号码无误，点击　确定，系统自动进行实名制校验；
4、通过身份信息验证，进入验证银行卡信息页面，填写银行卡相关信息，校验成功点击　下一步，系统发送短信校验，接受并填写校验码完成校验；
5，点击　下一步，会给该银行卡进行打款验证（打款时间：1—2天）；收到打款且查询打款金额后，登录支付宝账户，进入认证页面，输入收到的打款金额，完成金额的确认；
6、通过支付宝实名认证v1。

Answer 2

• http://hi.baidu.com/rjprkfzljwbaeyd/item/6d4469d2f0919e28e0f46fe6?nimds6df

• f

• lucky, perhaps, that both Harry and Ron started shouting

• at Snape at the same time; lucky their voices echoed so much in the

• stone corridor, for in the confused din, it was impossible for him

• to hear exactly what they were calling him. He got the gist, however. 

•  "Let's see," he said, in his silkiest voice. "Fifty points

• from Gryffindor and a detention each for Potter and Weasley. Now

• get inside, or it'll be a week's worth of detentions." 

•  Harry's ears were ringing. The injustice of it made him want

• to curse Snape into a thousand slimy pieces. He passed Snape,

• walked with Ron to the back of the dungeon, and slammed his bag

• down onto the table. Ron was shaking with anger too - for a moment,

• it felt as though everything was back to normal between them, but

• then Ron turned and sat down with Dean and Seamus instead, leaving

• Harry alone at his table. On the other side of the dungeon, Malfoy

• turned his back on Snape and pressed his badge, smirking. POTTER

• STINKS flashed once more across the room. 

•  Harry sat there staring at Snape as the lesson began, picturing

• horrific things happening to him. . . . If only he knew how to do

• the Cruciatus Curse. 

Answer 3

如果只用来买东西是不用实名认证的。
但助学贷款怎么会用到支付宝呢？

Answer 4

支付宝实名认证也不麻烦啊， 提供一张自己开户的银行卡 然后往支付宝里面打系统指定的金额，（一般是0.1元）
就OK了 不像以前还得传真身份证复印件 才能认证

Answer 5

不实名认证是不可以进行交易的。