Question

存入银行10000元，存款的年名义利率是10%，半年计息一次，复利计算，问其实际利率是多少？ 求过程和答案

Answer 1

实际利率i=【1+r/M】M-1=【1+10%/2】2-1=10.25%

Answer 2

【10000*10%/2+（10000*10%/2+10000）*10%/2】/10000

Answer 3

(1+10%)*(1+10%)=121%,那里率应该是21%喽，拙见 啊