Question

amount to finance是什么意思?学finance的童鞋帮我啊！！！

要怎么算呢，如果已知 annual interst reat/down payment/purchase price

Answer 1

"Amount to finance" means money a person or company must borrow to complete a transaction, such as buying an asset or settling a debt. From a creditor's perspective, the phrase refers to cash the lender must advance to close a deal. Financing an asset purchase or a debt settlement calls for the notion of credit. This is money a lender advances to a borrower with the promise that the debtor ultimately will repay the sum. Economists use the terms "credit," "debt" and "liability" interchangeably. Financial obligations often include credits, but can have a non-monetary nature. For example, in a personal-guarantee scheme, an individual doesn't receive loan proceeds but vouches for someone else's creditworthiness.

追问

但要怎么算呢？我已经有down paymemt 了，分期付就可以了，为什么还要借钱呢

追答

呵呵，其实我也不是很清楚，我不是学经济的。