Question

谁能帮我翻译下论文摘要，谢谢了

电子商务是国际贸易发展的必然趋势，随着国际电子商务环境的规范和完善，中国电子商务企业必然迅猛发展，2 0 0 0年将成为中国真正的电子商务年。银行在电子商务中是必不可少的重要组成部分，银行的支付结算服务是电子商务得以开展的必要条件。在电子商务环境下，必须采用全新的电子支付方式。在电子商务活动中，商家、消费者及银行等各方面都是通过开放的因特网连接在一起的，从而对网络传输过程中数据的安全性和保密性提出了更高的要求，尤其是对电子交付过程中的重要数据，更要确保万无一失。电子支付方式及安全性问题直接影响到电子商务的开展。目前，国内网上购物方兴未艾，网上书店、网上商场频频亮相，图书、音像制品、软件光碟、小家电等琳琅满目，然而诸多报道显示，实际采取行动的购买者微乎其微，究其原因，固然有人们对网络交易的疑虑及购买习惯等因素的影响，但付款手续的复杂及其电子支付的安全性难以体现网上购物便利优势，致使用户的热情大打折扣。
　　因此，解决电子支付问题成为国内网上银行所面临的严峻挑战。这其中包括网络银行本身业务系统的问题以及如何为企业及个人提供完善服务的问题。还有一个重要的方面就是电子支付的安全性问题。虽然网上交易开发商在这方面作了大量的努力，也只能保证运行的相对安全性。但电子支付的安全性直接影响电子商务的发展，解决不好，将成为制约电子商务发展最严重的瓶颈

Answer 1

　　It is an inevitable trend for E-business to grow up. And, with the standardization and perfection of the E-business environment around the world, there inevitably is a rapid development of E-business enterprises in China, and the Year 2000 is sure to be a real E-Business Year.
　　As banking is an important component of E-business, the bank service of payments and settlements is prerequisite to e-business. It is necessary to use a new electronic payment in the e-business environment, where all parties such as businesses, consumers, and banks are closely connected through the Internet. Therefore, it is highly required that the security and privacy of data transmitted via network should be firmly guarded against. The electronic payment and its security have a direct influence with the payment of E-business.
　　Nowadays, online shopping is in the ascendant, and there are an increasing number of online bookstores and online markets to sell a collection of goods such as books, audiovisual products, softwares and CD, and household appliances. It is reported, however, that there are few buyers who acturally buy things online. Why? Of course, such factors as the doubt about online transacts and purchasing habits have some influence on online service. But what really discounts the users' enthusiasm is the complicacy of paying procedures and the security of electronic payments.
　　But it is the complicacy of paying procedures and the security of electronic payments that really discount the users' enthusiasm.
　　So, it is a severe challenge for domestic online banks to settle the problems of electronic payments, including problems concerning its own online banking systems as well as how to provide perfect service to individuals and companies. There is another aspect, that is, the security issues of electronic payment. Despite the great efforts of online transaction developers, they could only guarantee a relative security of online payment operation. But the absolute security of electronic payment is directly connected with the development of E-business; improper settlement of such a problem would be a severe bottleneck to restrain E-business from developing.

Answer 2

【 abstract 】 the electronic commerce is the inevitable trend of the development of international trade, along with international e-commerce environment and the regulations of the perfect, China's e-commerce enterprise inevitable rapid development, 2 0 0 0 years will be the real electronic business year. Bank in e-commerce is an important component of the bank payments and settlement service is electronic business to carry out the necessary condition. Under the e-commerce environment, must use the new electronic payment. In the electronic commerce activity, businesses, consumers, and Banks and other aspects of the opening of the Internet connection is through together, and the network transmission process data security and privacy put forward higher request, especially for electronic delivery process of important data, more to ensure that no risk at all.

Answer 3

Electronic commerce is the inevitable trend of the development of international trade, along with international e-commerce environment and the regulations of the perfect, China's e-commerce enterprise inevitable rapid development, 2 0 0 0 years will be the real electronic business year. Bank in e-commerce is an important component of the bank payments and settlement service is electronic business to carry out the necessary condition. Under the e-commerce environment, must use the new electronic payment. In the electronic commerce activity, businesses, consumers, and Banks and other aspects of the opening of the Internet connection is through together, and the network transmission process data security and privacy put forward higher request, especially for electronic delivery process of important data, more to ensure that no risk at all. Electronic payment