Question

按揭20万买房,期限10年,利率为7.425,请问每个月还多少钱?全部利息是多少？

要精确一些的。谢谢了。。。

Answer 1

采用等额本息还款，每个月还款额为2366.21元，一共需要支付利息83945.67元，累积还款额是283945.67元。
每月还款一次，以下是为您计算出的120期还款余额表：
期次 偿还本息 偿还利息 偿还本金 剩余本金
1 2366.21 1237.5 1128.71 198871.29
2 2366.21 1230.52 1135.69 197735.59
3 2366.21 1223.49 1142.72 196592.86
4 2366.21 1216.42 1149.79 195443.07
5 2366.21 1209.3 1156.91 194286.16
6 2366.21 1202.15 1164.06 193122.09
7 2366.21 1194.94 1171.27 191950.82
8 2366.21 1187.7 1178.51 190772.3
9 2366.21 1180.4 1185.81 189586.49
10 2366.21 1173.07 1193.14 188393.34
11 2366.21 1165.68 1200.53 187192.81
12 2366.21 1158.26 1207.95 185984.85
13 2366.21 1150.78 1215.43 184769.42
14 2366.21 1143.26 1222.95 183546.47
15 2366.21 1135.69 1230.52 182315.95
16 2366.21 1128.08 1238.13 181077.81
17 2366.21 1120.42 1245.79 179832.02
18 2366.21 1112.71 1253.5 178578.52
19 2366.21 1104.95 1261.26 177317.26
20 2366.21 1097.15 1269.06 176048.19
21 2366.21 1089.3 1276.91 174771.28
22 2366.21 1081.4 1284.81 173486.46
23 2366.21 1073.45 1292.76 172193.69
24 2366.21 1065.45 1300.76 170892.93
25 2366.21 1057.4 1308.81 169584.12
26 2366.21 1049.3 1316.91 168267.2
27 2366.21 1041.15 1325.06 166942.14
28 2366.21 1032.95 1333.26 165608.88
29 2366.21 1024.7 1341.51 164267.37
30 2366.21 1016.4 1349.81 162917.56
31 2366.21 1008.05 1358.16 161559.4
32 2366.21 999.65 1366.56 160192.84
33 2366.21 991.19 1375.02 158817.82
34 2366.21 982.69 1383.52 157434.29
35 2366.21 974.12 1392.09 156042.2
36 2366.21 965.51 1400.7 154641.5
37 2366.21 956.84 1409.37 153232.13
38 2366.21 948.12 1418.09 151814.04
39 2366.21 939.35 1426.86 150387.17
40 2366.21 930.52 1435.69 148951.48
41 2366.21 921.64 1444.57 147506.9
42 2366.21 912.7 1453.51 146053.39
43 2366.21 903.71 1462.5 144590.88
44 2366.21 894.66 1471.55 143119.32
45 2366.21 885.55 1480.66 141638.66
46 2366.21 876.39 1489.82 140148.83
47 2366.21 867.17 1499.04 138649.79
48 2366.21 857.9 1508.31 137141.47
49 2366.21 848.56 1517.65 135623.82
50 2366.21 839.17 1527.04 134096.78
51 2366.21 829.72 1536.49 132560.29
52 2366.21 820.22 1545.99 131014.29
53 2366.21 810.65 1555.56 129458.73
54 2366.21 801.03 1565.18 127893.54
55 2366.21 791.34 1574.87 126318.67
56 2366.21 781.6 1584.61 124734.05
57 2366.21 771.79 1594.42 123139.63
58 2366.21 761.93 1604.28 121535.34
59 2366.21 752 1614.21 119921.13
60 2366.21 742.01 1624.2 118296.93
61 2366.21 731.96 1634.25 116662.67
62 2366.21 721.85 1644.36 115018.31
63 2366.21 711.68 1654.53 113363.77
64 2366.21 701.44 1664.77 111699
65 2366.21 691.14 1675.07 110023.92
66 2366.21 680.77 1685.44 108338.48
67 2366.21 670.34 1695.87 106642.61
68 2366.21 659.85 1706.36 104936.25
69 2366.21 649.29 1716.92 103219.33
70 2366.21 638.67 1727.54 101491.78
71 2366.21 627.98 1738.23 99753.55
72 2366.21 617.23 1748.98 98004.56
73 2366.21 606.4 1759.81 96244.75
74 2366.21 595.51 1770.7 94474.05
75 2366.21 584.56 1781.65 92692.39
76 2366.21 573.53 1792.68 90899.71
77 2366.21 562.44 1803.77 89095.94
78 2366.21 551.28 1814.93 87281.01
79 2366.21 540.05 1826.16 85454.85
80 2366.21 528.75 1837.46 83617.39
81 2366.21 517.38 1848.83 81768.55
82 2366.21 505.94 1860.27 79908.28
83 2366.21 494.43 1871.78 78036.5
84 2366.21 482.85 1883.36 76153.14
85 2366.21 471.2 1895.01 74258.12
86 2366.21 459.47 1906.74 72351.38
87 2366.21 447.67 1918.54 70432.84
88 2366.21 435.8 1930.41 68502.43
89 2366.21 423.86 1942.35 66560.07
90 2366.21 411.84 1954.37 64605.7
91 2366.21 399.75 1966.46 62639.24
92 2366.21 387.58 1978.63 60660.6
93 2366.21 375.34 1990.87 58669.72
94 2366.21 363.02 2003.19 56666.53
95 2366.21 350.62 2015.59 54650.94
96 2366.21 338.15 2028.06 52622.88
97 2366.21 325.6 2040.61 50582.27
98 2366.21 312.98 2053.23 48529.03
99 2366.21 300.27 2065.94 46463.09
100 2366.21 287.49 2078.72 44384.37
101 2366.21 274.63 2091.58 42292.78
102 2366.21 261.69 2104.52 40188.26
103 2366.21 248.66 2117.55 38070.71
104 2366.21 235.56 2130.65 35940.06
105 2366.21 222.38 2143.83 33796.22
106 2366.21 209.11 2157.1 31639.12
107 2366.21 195.77 2170.44 29468.67
108 2366.21 182.34 2183.87 27284.8
109 2366.21 168.82 2197.39 25087.41
110 2366.21 155.23 2210.98 22876.42
111 2366.21 141.55 2224.66 20651.76
112 2366.21 127.78 2238.43 18413.33
113 2366.21 113.93 2252.28 16161.04
114 2366.21 100 2266.21 13894.83
115 2366.21 85.97 2280.24 11614.59
116 2366.21 71.87 2294.34 9320.24
117 2366.21 57.67 2308.54 7011.69
118 2366.21 43.38 2322.83 4688.86
119 2366.21 29.01 2337.2 2351.66
120 2366.21 14.55 2351.66 0

Answer 2

等额本息还款，每月还款额为￥2,366.21元。
10年期间，还款总额为￥283,945.67元，
还款中利息总额为￥83,945.67元。