Question

请英语达人帮忙翻译一下吧，不要谷歌有道机器翻译的，悬赏30分，答案好的话会再追加分的~~拜托各位了

投资组合管理是指投资管理人按照资产选择理论与投资组合理论对资产进行多元化管理，以实现分散风险、提高效率的投资目的。
基金经理一方面可以通过组合投资的方法来减少系统风险，另一方面可以通过各种风险管理措施来对基金投资的系统风险进行对冲，从而有效降低投资风险。而中小投资者由于资金量和专业知识方面的欠缺，很难做到组合投资。因此，从这一点来说，基金非常适合平时工作繁忙，又不具备相关金融投资知识的中小投资者进行家庭理财。 在设计投资组合时，基金管理人一般依据下列原则：在风险一定的条件下，保证组合收益的最大化；在一定的收益条件下，保证组合风险的最小化。
具体来说，需要考虑以下几个方面的问题：第一，进行证券品种的选择，即进行微观预测，也就是进行证券投资分析，主要是预测证券的价格走势以及波动情况。第二，进行投资时机的选择，即宏观预测，预测和比较各种不同类型的证券的价格走势和波动情况。例如，预测普通股相对于公司债券等固定收益证券的价格波动。 第三，多元化，即依据一定的现实条件，组建一个风险最小的资产组合。

Answer 1

Portfolio management refers to the investment management according to the theory of portfolio selection and portfolio theory of assets management in order to achieve diversification, risk diversification, improve the efficiency of the investment objective.The fund manager can through a combination of investment method to reduce the system risk, on the other hand, through various risk management measures to fund investment system risk hedging, so as to effectively reduce the risk of investment. But the small investors because of the amount of capital and knowledge deficiencies, are very difficult to achieve the combination investment. Therefore, from this point of view, the fund is very suitable for busy, and do not have the relevant knowledge of financial investment of medium and small investors for family financial management. In the design of portfolio, fund management person generally according to the following principle: in a certain risk conditions, ensure the combination of the maximum profit; proceeds in a certain condition, the guaranteed portfolio risk minimization.Specifically, consider the following several aspects: first, the securities varieties selection, i.e. microcosmic forecast, is the securities investment analysis, was the major predictor of stock price and volatility. Second, investment opportunity choice, namely macroscopical prediction, prediction and comparison of various types of stock price trend and fluctuation. For example, prediction of common stock to corporate bonds and other fixed income securities price fluctuation. In third, a plurality, namely according to practical conditions, the formation of a minimum risk portfolio.
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非常感谢，能再帮我翻译一下别的吗？会多追加20分的。。

Answer 2

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