Question

有关金融翻译的问题 2/28 loans 是什么意思

CDOs as a funding tool to extend the housing boom triggered a deviation of prices from what we would call fair value. In addition, special instruments on the loan side (teaser notes or 2/28 loans) have been used to allow borrowers with low credit scores to participate in and to benefit from the booming US housing market, a symbol for the American Dream.

2/28 loans 是什么意思

Answer 1

2/28 loan 指的是一个30年的贷款，前两年的利率是固定的，但是后面28年的利率，是按照一定的计算规则，在一个利率基准上浮动的。这种类型的贷款大概在2000年后在美国房屋按揭贷款中非常常见。

Answer 2

不用翻译, 28 miles per hour (mph),,,miles英里/每小时, 是速度单位.