Question

求英语高手帮忙翻译！！！不甚感激~！！！一共就有80分，全给了！！！

城市商业银行是我国金融体制改革和制度创新的产物，自1995年组建以来，已走过了17个年头的风风雨雨，而我国城市商业银行也不负众望，取得了令人瞩目的成绩，已然成为中国银行业中除国有商业银行、股份制银行之外的“第三梯队”，成为推动地方经济建设的一支举足轻重的力量。但是随着我国金融市场的不断开放与发展，城市商业银行不仅要与国内的众多银行竞争，还要面对来自外资银行的挑战。本文通过介绍城市商业银行的发展过程、现状及其特点，据此分析了制约我国城市商业银行发展的主要原因，再分析了北京银行的发展策略。文章最后在前面分析的基础上提出了对我国城市商业银行的发展对策建议，并通过资本优化战略、完善结构治理战略、业务创新战略、市场战略和联盟战略五个方面进行了详细的论述。
翻译器的就不用了 我自己会

Answer 1

Municipal commercial bank is the product of monetary system reform and institutional innovation in our country, which has gone through 17 years’ ups and downs since its establishment in 1995. And as expected, remarkable achievements has been accomplished during its progress so that it has already become “the third echelon” except for state-owned commercial bank and joint-equity bank in Chinese banking industry, proving to be a decisive momentum to propel local economic construction. However, with the increasingly open and development of domestic financial market, not only challenges from foreign bank, but also competition with so many various domestic banks are to be faced with. In this essay, main factors that restrict development of our municipal commercial bank and then strategies of Beijing Bank development are analyzed based on introduction of evolution, current situation and features of municipal commercial bank. In the end, based on fore analysis, suggestions on strategies aiming at Chinese municipal commercial bank development has been put forward, and then detail discussion has been presented concerning five aspects, that is, capital optimize strategies, structure management perfection strategies, business innovation strategies, market strategies and alliance strategies.
望采纳！

Answer 2

City commercial bank is China's financial system reform and innovation of product, since since its establishment in 1995, has experienced in 17 years of ups, and city commercial Banks in China also expectations, achieved remarkable progress has become China's banking in state-owned commercial Banks, the joint-stock Banks outside of the "third echelon", become to promote local economic construction of a decisive force. But as China's financial market increasingly open and development, city commercial Banks should not only and domestic numerous bank competition, also face the challenge of from foreign Banks. This paper, through the introduction of the city commercial bank's development process, the status and characteristics, according to the above analysis, the restriction of city commercial bank's development main reason, then analyses the development of Beijing bank strategy. Finally in front is proposed on the basis of analysis of the city commercial bank's development countermeasures, and through the capital structure optimization strategy, perfect management strategy, business innovation strategy, market strategy and strategic alliance in five aspects are discussed in detail.

Answer 3

City commercial banks of China's financial system reform and innovation of product, has been set up in 1995, has gone through ups and downs of 17 years, China's city commercial banks to live up to expectations, has made remarkable achievements, has become China's banking sector, in addition to state-owned commercial banks, joint-stock banks outside of the "third tier" has become an important force to promote local economic development. With the opening up of China's financial markets and development of city commercial banks not only to compete with the many domestic banks have to face the challenges from foreign banks. This paper introduces the process of development, present situation and characteristics of urban commercial banks, whereby the main reason for restricting the development of China's city commercial banks, and then analyzes the development strategy of the Bank of Beijing. Finally, in the previous analysis on the basis of the suggestions on the development of China's city commercial banks, and capital optimization strategies, improve the structure of governance strategy, the strategy of business innovation, market strategy and alliance strategy five aspects are discussed in detail.