Question

谢谢各位了 我英语真的很差啊 麻烦您帮我翻译一下吧 不要机翻的 太谢谢了 我都急死了 越快越好

作为在城市中奋斗的"负一代"，对于2012新一年的到来既期待，又抗拒。期待的是，辛苦了一年，终于可以靠年终奖来改善改善生活；抗拒的是，经过2011年的三次加息，2012年1月起便要开始执行7.05%的基准利率，无形之中，又加剧了生活的负担。按照去年年底5年以上期限的贷款基准利率6.40%计算，假设贷款 40万元、期限20年、采用等额本息还款方式，每月还款金额将从2958.79元增加到3113.21元，增加了154.42元。越来越重的利息负担，使得大多数借款人有了提前还款，早日脱离"负一代"行列的打算。

Answer 1

"Negative generation" as a struggle in the city for the arrival of 2012 new year both looking forward to resist. Looking forward to is hard for a year, and finally we can rely on year-end awards to improve to improve the living; resist, after 2011's three interest rate increase since January 2012 will have to start the benchmark interest rate of 7.05% invisible. exacerbated by the burden of life. In accordance with maturities longer than five years, the end of last year's benchmark lending rate of 6.40%, assuming a loan of 400,000 yuan for 20 years, equal installments of principal and interest repayment, monthly repayment amount from 2958.79 yuan to 3113.21 yuan, increased by 154.42 yuan . Increasingly heavy interest burden, making the most of the borrowers have prepayment, early departure from the intention of the "negative generation" ranks.