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民生银行是全国首家主要由非公有制企业入股的全国性股份制商业银行。自成立以来,民生银行在丰富中国银行业多样化的同时,也实现了自身的长足发展。民生银行独特的股权性质和分散的股...
民生银行是全国首家主要由非公有制企业入股的全国性股份制商业银行。自成立以来,民生银行在丰富中国银行业多样化的同时,也实现了自身的长足发展。民生银行独特的股权性质和分散的股权结构赋予了民生银行鲜明的市场经济色彩和锐意进取的经营风格,民生银行市场化的业绩考核和激励机制,也使其能够迅速适应市场的变化做出快速反应。作为现代商业银行业务的重要组成部分,公司业务带来的收益为银行效益奠定了基础。公司客户为现代商业银行提供了绝大部分利息收入和中间业务收入,因而,公司业务的对银行的效益状况及其竞争力都有重大影响。民生银行的内部治理结构决定了它与民营企业天然的联系以及公司业务在其经营中的地位,同时,民生银行的内部治理结构也伴随着关联贷款等弊端。
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Minsheng bank is the first mainly by the non-public enterprises of the contribution of the national joint stock commercial Banks. Since its inception, minsheng bank in the rich diversity of China's banking, but also realized their own progress. Minsheng bank unique equity nature and decentralized equity structure gives minsheng bank distinct market economy colour and forge ahead management style, minsheng bank market performance evaluation and incentive mechanism, and also make it can quickly adapt to market changes a rapid response. As a modern commercial bank is an important part of the business, the business of the benefits of benefit for the bank to lay the foundation. The company for modern commercial bank customer provides the most interest income and middle business income, and therefore, the business of bank of the benefit of the competitive situation and have a great impact. The internal governance structure of bank of the people's livelihood decided it and private enterprise natural contact and the company business in its management in the position, and at the same time, minsheng bank of internal management structure also associated with the disadvantages of loans.
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