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2008年的世界性金融危机给全球经济以重创,我国也不例外,由于原材料价格的剧烈波动,用工成本的急剧增加,以及市场需求的不断下降,导致中小企业的利润空间骤减,中小企业对于资...
2008年的世界性金融危机给全球经济以重创,我国也不例外,由于原材料价格的剧烈波动,用工成本的急剧增加,以及市场需求的不断下降,导致中小企业的利润空间骤减,中小企业对于资金的需求大大增加,面对空前的压力,许多中小企业因急于找到筹资途径而盲目筹资,忽略了筹资风险,更谈不上进行筹资风险管理了。因此我们针对中小企业普遍存在的几个重要问题:内部管理不到位﹑不重视金融工具的使用和筹资渠道有限等问题,进行了较为详细的分析,并找到其在筹资环节中风险产生的原因,进而在分析原因的基础上提出一些有效防范筹资风险的方法,并列举出事前、事中、事后的风险控制的各项措施。
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翻译:The 2008 world financial crisis to hit to the global economy, our country is not exceptional also, because raw material price fluctuations, labor costs increased sharply, and the market demand continues to decline, leading to small and medium enterprises profit margins decreased, the small and medium enterprises to fund demand increases greatly, face the unprecedented pressure, many small and medium-sized enterprises eager to find ways to raise funds and blind-funds-raising, ignoring the financing risk, more do not talk to go up of financing risk management. Therefore, we aimed at the small and medium-sized enterprise universal existence several important issues: internal management is not in place, do not attach importance to the use of financial instruments, and financing channels is limited wait for a problem, undertook relatively detailed analysis, and find the causes of risk in the process of financing, and based on the analysis of the reasons and put forward some effective prevention of financing risk method, and listed before the accident, during and after the event, risk control measures.
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The 2008 world financial crisis to hit to the global economy, our country is not exceptional also, because raw material price fluctuations, labor costs increased sharply, and the market demand continues to decline, leading to small and medium enterprises profit margins decreased, the small and medium enterprises to fund demand increases greatly, face the unprecedented pressure, many small and medium-sized enterprises eager to find ways to raise funds and blind-funds-raising, ignoring the financing risk, more do not talk to go up of financing risk management. Therefore, we aimed at the small and medium-sized enterprise universal existence several important issues: internal management is not in place, do not attach importance to the use of financial instruments, and financing channels is limited wait for a problem, undertook relatively detailed analysis, and find the causes of risk in the process of financing, and based on the analysis of the reasons and put forward some effective prevention of financing risk method, and listed before the accident, during and after the event, risk control measures.
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2008 years of worldwide financial crisis to the global economy with a thud, our country is not exceptional also, because the price of the raw material of the violent fluctuation, the rapid increase of labor costs, and the market demand falling, lead to small and medium-sized enterprise profit margins fell sharply, small and medium-sized enterprise, the demand to capital increase greatly, facing unprecedented pressure, many small and medium-sized enterprise eager to find financing ways and blind financing, regardless of the funding risk, let alone for funding risk management. So we are common for small and medium-sized enterprises of several important problems: internal management does not reach the designated position, do not take the financial instruments and financing channel limited, for a more detailed analysis, and find the link in the financing of the reasons of the risk, and in the analysis based on the cause of puts forward some effective prevention method of fundraising risk, citing before, during and after the event, risk control measures.
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