Question

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电子商务是指贸易活动各环节的电子化,它覆盖了与商务活动有关的所有方面。电子商务支付系统是电子商务系统的重要组成部分，它指的是消费者、商家和金融机构之间使用安全电子手段交换商品或服务，即把新型支付手段（包括电子现金（E-CA-SH）、信用卡（CREDIT CARD）、借记卡（DEBIT CARD）、（智能卡等）的支付信息通过网络安全传送到银行或相应的处理机构，来实现电子支付，电子支付系统的好坏直接影响到电子商务的发展。在电子商务活动中，作为重要环节的在线电子支付方式愈发显示其重要性。
虽然电子商务亦可通过传统的支付方式进行清算，例如银行支票，旅行支票或汇款单等，但是电子钱包，数字现金，网上电子资金划拨，网上信用卡等电子支付方式虽然有着更大的优越性。因为它们币传统的支付方式更加快捷，成本更加低廉，而且实现了对网上购物者来说更加方便的网上支付。这些优势使得传统支付方法正日益被电子支付方式所替代。

关键词：电子商务；电子商务支付；支付系统；传统支付

Answer 1

E-commerce refers to the trading activities of the electronic link, and it covers business-related activities in all its aspects. E-commerce Payment System e-commerce is an important component of the system, which refers to consumers, businesses and financial institutions to use secure electronic means of exchange of goods or services, which is the new means of payment (including electronic cash (E-CA - SH), credit cards (CREDIT CARD), debit card (DEBIT CARD), (smart card) payment information through the transmission network security to the bank or of the corresponding organs, to achieve electronic payment, the electronic payment system will have a direct impact on the development of electronic commerce. in e-commerce activities, as an important part of the online electronic payments have become more and show its importance.
Although e-commerce can be through traditional methods of payment into liquidation, such as bank cheques, travellers cheques or remittance bill, but electronic wallet, digital cash, web-based electronic funds transfer, on-line electronic payment methods such as credit card although a greater superiority. Because they are the traditional currency of payment more quickly, at a lower cost, but also on the realization of online shoppers, more convenient online payment. These advantages make the traditional payment methods are increasingly being replaced by electronic payment methods.