Question

23万贷款七年（84个月）还款，年利率是七厘，一个月要还多少钱？

提示借贷有风险，选择需谨慎

Answer 1

哥，你没说你是哪种还款方式啊。
银行有两种还款方式：等额本金和等额本息
我两种都给你查了：等额本金
期次 还款时间 偿还利息 偿还本金 偿还本息 剩余本金
1 2013-1-27 1341.67 2738.1 4079.76 227261.9
2 2013-2-27 1325.69 2738.1 4063.79 224523.81
3 2013-3-27 1309.72 2738.1 4047.82 221785.71
4 2013-4-27 1293.75 2738.1 4031.85 219047.62
5 2013-5-27 1277.78 2738.1 4015.87 216309.52
6 2013-6-27 1261.81 2738.1 3999.9 213571.43
7 2013-7-27 1245.83 2738.1 3983.93 210833.33
8 2013-8-27 1229.86 2738.1 3967.96 208095.24
9 2013-9-27 1213.89 2738.1 3951.98 205357.14
10 2013-10-27 1197.92 2738.1 3936.01 202619.05
11 2013-11-27 1181.94 2738.1 3920.04 199880.95
12 2013-12-27 1165.97 2738.1 3904.07 197142.86
13 2014-1-27 1150 2738.1 3888.1 194404.76
14 2014-2-27 1134.03 2738.1 3872.12 191666.67
15 2014-3-27 1118.06 2738.1 3856.15 188928.57
16 2014-4-27 1102.08 2738.1 3840.18 186190.48
17 2014-5-27 1086.11 2738.1 3824.21 183452.38
18 2014-6-27 1070.14 2738.1 3808.23 180714.29
19 2014-7-27 1054.17 2738.1 3792.26 177976.19
20 2014-8-27 1038.19 2738.1 3776.29 175238.1
21 2014-9-27 1022.22 2738.1 3760.32 172500
22 2014-10-27 1006.25 2738.1 3744.35 169761.9
23 2014-11-27 990.28 2738.1 3728.37 167023.81
24 2014-12-27 974.31 2738.1 3712.4 164285.71
25 2015-1-27 958.33 2738.1 3696.43 161547.62
26 2015-2-27 942.36 2738.1 3680.46 158809.52
27 2015-3-27 926.39 2738.1 3664.48 156071.43
28 2015-4-27 910.42 2738.1 3648.51 153333.33
29 2015-5-27 894.44 2738.1 3632.54 150595.24
30 2015-6-27 878.47 2738.1 3616.57 147857.14
31 2015-7-27 862.5 2738.1 3600.6 145119.05
32 2015-8-27 846.53 2738.1 3584.62 142380.95
33 2015-9-27 830.56 2738.1 3568.65 139642.86
34 2015-10-27 814.58 2738.1 3552.68 136904.76
35 2015-11-27 798.61 2738.1 3536.71 134166.67
36 2015-12-27 782.64 2738.1 3520.73 131428.57
37 2016-1-27 766.67 2738.1 3504.76 128690.48
38 2016-2-27 750.69 2738.1 3488.79 125952.38
39 2016-3-27 734.72 2738.1 3472.82 123214.29
40 2016-4-27 718.75 2738.1 3456.85 120476.19
41 2016-5-27 702.78 2738.1 3440.87 117738.1
42 2016-6-27 686.81 2738.1 3424.9 115000
43 2016-7-27 670.83 2738.1 3408.93 112261.9
44 2016-8-27 654.86 2738.1 3392.96 109523.81
45 2016-9-27 638.89 2738.1 3376.98 106785.71
46 2016-10-27 622.92 2738.1 3361.01 104047.62
47 2016-11-27 606.94 2738.1 3345.04 101309.52
48 2016-12-27 590.97 2738.1 3329.07 98571.43
49 2017-1-27 575 2738.1 3313.1 95833.33
50 2017-2-27 559.03 2738.1 3297.12 93095.24
51 2017-3-27 543.06 2738.1 3281.15 90357.14
52 2017-4-27 527.08 2738.1 3265.18 87619.05
53 2017-5-27 511.11 2738.1 3249.21 84880.95
54 2017-6-27 495.14 2738.1 3233.23 82142.86
55 2017-7-27 479.17 2738.1 3217.26 79404.76
56 2017-8-27 463.19 2738.1 3201.29 76666.67
57 2017-9-27 447.22 2738.1 3185.32 73928.57
58 2017-10-27 431.25 2738.1 3169.35 71190.48
59 2017-11-27 415.28 2738.1 3153.37 68452.38
60 2017-12-27 399.31 2738.1 3137.4 65714.29
61 2018-1-27 383.33 2738.1 3121.43 62976.19
62 2018-2-27 367.36 2738.1 3105.46 60238.1
63 2018-3-27 351.39 2738.1 3089.48 57500
64 2018-4-27 335.42 2738.1 3073.51 54761.9
65 2018-5-27 319.44 2738.1 3057.54 52023.81
66 2018-6-27 303.47 2738.1 3041.57 49285.71
67 2018-7-27 287.5 2738.1 3025.6 46547.62
68 2018-8-27 271.53 2738.1 3009.62 43809.52
69 2018-9-27 255.56 2738.1 2993.65 41071.43
70 2018-10-27 239.58 2738.1 2977.68 38333.33
71 2018-11-27 223.61 2738.1 2961.71 35595.24
72 2018-12-27 207.64 2738.1 2945.73 32857.14
73 2019-1-27 191.67 2738.1 2929.76 30119.05
74 2019-2-27 175.69 2738.1 2913.79 27380.95
75 2019-3-27 159.72 2738.1 2897.82 24642.86
76 2019-4-27 143.75 2738.1 2881.85 21904.76
77 2019-5-27 127.78 2738.1 2865.87 19166.67
78 2019-6-27 111.81 2738.1 2849.9 16428.57
79 2019-7-27 95.83 2738.1 2833.93 13690.48
80 2019-8-27 79.86 2738.1 2817.96 10952.38
81 2019-9-27 63.89 2738.1 2801.98 8214.29
82 2019-10-27 47.92 2738.1 2786.01 5476.19
83 2019-11-27 31.94 2738.1 2770.04 2738.1
84 2019-12-27 15.97 2738.1 2754.07 0
合计 57020.83 230000 287020.83
等额本息：
每月还款3471. 偿还利息：61590.58
希望我得回答对你又帮助。

Answer 2

去各大银行网站，上面有贷款计算器，把贷款金额、总月数、利率输入，就会计算出你每月还款数。很方便。

Answer 3

网上百度。房贷计算器。根据要求输入条件，直接看结果。