Question

急！！！！！请高手帮忙翻译一下论文题目和摘要

题目
摘要：目前, 中小企业信用担保体系处在初级阶段，还很不完善, 功能十分有限。存在担保机构资金规模偏小、专业化程度较低、抗御风险能力不足、信用环境较差等问题，而中小企业联合担保融资方式的出现恰恰弥补了其他间接融资方式的不足。本文首先介绍了中小企业的融资背景以及现状，并对中小企业融资难的原因进行了分析，随后以武汉市联合担保融资方式为案例对联合担保融资方式进行了介绍，指出建立小企业联合贷款担保是解决小企业融资难的有效途径，并分析了联合担保方式的优势以及不足，对其不足提出了改进方法。
关键词：联合担保 信用担保 中小企业融资
虽然我的积分不多，我会努力回答，搞定之后继续加分！！！！！
很急，就这两天要用
谢谢谢谢谢谢

Answer 1

Subject
Abstract: At present, the credit guarantee system for SMEs at the initial stage, is still very imperfect, very limited function. Existence of a security agency funds smaller-scale, low degree of specialization, and inadequate capacity to resist risks, the poor credit environment and other issues, and the secured financing of SMEs in precisely the way makes up for other forms of indirect financing inadequate. This paper first introduced the background of the financing of SMEs and the status quo, and the reasons for the difficulty in financing SMEs were analyzed, and then to the Wuhan City secured financing for the case of joint secured financing methods were introduced, pointing out that the establishment of joint small business loan guarantees Is to solve the difficulty in financing small enterprises effective ways and means of a joint security advantages and inadequate, insufficient to improve their methods.
Key words: joint secured credit and guarantee financing for SMEs