谁能帮我翻译一下英语啊,很急!!谢谢了
中小企业在我国经济兴盛、促进就业增长、科技进步、出口和经济增长中发挥着重要作用,中小企业的迅速发展已成为推动我国经济增长的重要力量。然而中小企业是否迅速发展,甚至超常发展...
中小企业在我国经济兴盛、促进就业增长、科技进步、出口和经济增长中发挥着重要作用,中小企业的迅速发展已成为推动我国经济增长的重要力量。然而中小企业是否迅速发展,甚至超常发展却在此面临着诸多的问题和障碍因素,而企业融资能力是关键因素,随着企业的发展,融资就愈重要,其中融资难是制约中小企业发展的关键。本文主要阐述了我国中小企业融资的特点及从发展过程中融资难的现状谈起,分析造成困境的原因主要是中小企业自身实力薄弱、资信程度不高、社会信用偏低、内部管理不规范、融资的政策宽厚不一致、金融机构的原因、政府支持力不足、交易当中成本过高、缺乏长期稳定的资金来源等;并针对我国中小企业融资存在的问题,提出了我国中小企业应提高内部管理水平、完美整体素质、加大兼并联营、积极加强与银行的信息沟通建立良好银企关系、建立健全中小企业信用担保体系、加强政府对中小企业融资的支持等等相应的对策。
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Small and medium-sized enterprises increase in our country's economic prosperity, promotion employment, play an important role in scientific and technological progress, exporting and economic growth, the rapid development of small and medium-sized enterprises has already become important strength of promoting the economic growth of our country. But small and medium-sized enterprises develop rapidly, even develop and face a great deal of problems and obstacle factor here above average, and enterprise's financing ability is the key factor, with the development of enterprise, the more important financing is, it is the key to restricting development of small and medium-sized enterprises that among them it is difficult to finance.This text has mainly explained the characteristic of financing of small and medium-sized enterprises of our country and spoken of from the difficult current situation of financing in the evolution, the reason for analyzing predicament of leading to the fact is mainly that one's own capability of small and medium-sized enterprises is weak, the credit intensity is not high, social credit is on the low side, internal management is unstandard, policies of financing are generous and inconsistent, the reason of the financial institution, government support strength to be insufficient, with too high cost in the trade and lacking the capital source steady in a long-term etc.; Direct against the question that the financing of small and medium-sized enterprises of our country exists, should improve the internal management level after putting forward the small and medium-sized enterprises of our country, perfect whole quality, strengthen and annex pooling, strengthen the information communication with the bank and establish the relation between good bank and enterprise actively, set up and amplify small and medium-sized enterprises credit assurance system, strengthen government support to financing of small and medium-sized enterprises wait a moment for corresponding countermeasure.
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