Question

写论文，要求英文翻译 ，麻烦哪位高手帮忙翻一下吧，谢谢

用户信息安全成为央视3.15晚会关注的热点，除个人隐私，网民财产安全也成为网络经济中不可忽视的问题，它不仅危害消费者，也对银行、第三方机构、网上商城造成重大损失。据12315消费投诉中心统计，2012年网上支付投诉已连续三年盘踞全国各类电子商务投诉榜首，占总投诉案件的52.3%，较去年同期增长了1.86倍左右。
目前在我国网上支付发展非常迅速，网上支付市场经历了前所未有的历史性变革。网上支付行业竞争更加激烈，伴随着网络购物、网上购票、教育（网上教育和考试网上报名等）、网上代收费、网络游戏（点卡）、数字出版等行业的发展，以及这些行业对网上支付极大的需求和依赖，我国网上支付市场规模将继续扩大。尽管网上支付发展普遍被人看好，但近来暴露出来的一些网上安全问题仍然对网上支付蒙上了阴影。本文介绍了网上支付的定义、方式及特点，分析了网上银行支付的安全性问题，指出影响网上银行安全的风险因素并提出了解决的方法建议。

Answer 1

美辑编译（American Editor）解答:自己的文章翻译为英文仍然属于原创,当然可以给 sci 刊物投稿。即使别人写的文章,只要征得原作者的认可,也可以以翻译者的名义投稿,但作者署名必须是原作者。

Answer 2

The user information security has become the focus of attention of the CCTV 3.15 party, in addition to personal privacy, users of property security has become a problem that can not be ignored in the network economy, it not only harms consumers, also on the bank, the third party organization, the store on the net causes significant losses. According to the 12315 consumer complaints center statistics, in 2012 the online payment complaints for three consecutive years has occupied various national e-commerce complaints topped the list of complaints, the total of 52.3%, than the same period last year increased by 1.86 times.
At present in China online payment development is very rapid, online payment market has experienced historical changes hitherto unknown. The online payment industry competition is more intense, with online shopping, online booking, education (online education and examination online registration, online payment, etc.) of network game (cards), the development of the digital publishing industry, and these industries to the online payment in great demand and dependence, China's online payment market will continue to expand. Although online payment development generally were good, but some Internet security problems recently exposed to online payment still cast a shadow. This paper introduces the definition, the online payment mode and characteristics, analyses the security of Internet banking payment, pointed out that the risk factors influencing the safety of the bank on the net and put forward suggestions to solve the method.

Answer 3

User information security has become the focus of attention of the CCTV 3.15 show, in addition to personal privacy, Internet users and property safety network economy can not be ignored, it not only harmful to consumers, causing heavy losses of banks, third-party agencies, online mall. 12315 Consumer Complaint Center, according to statistics, the online payment complaints in 2012 for three consecutive years entrenched in all types of e-commerce complaints top, accounting for 52.3% of the total complaints, an increase of 1.86 times compared to the same period last year.
The very rapid development of China's online payment, online payment market has experienced an unprecedented historic change. More intense competition in the online payment industry, along with the online shopping, online ticketing, education (online education and examination online registration), online charges on behalf of online games (cards), digital publishing industry, as well as industry online pay a great deal of demand and dependence, China's online payment market will continue to expand. Despite the development of online payment generally been good, but recently exposed a number of online security issue is still online payment cast a shadow. This article describes the definitions, modalities and characteristics of online payment, online banking payment security, pointed out that the risk factors that affect the security of online banking and solution proposals.