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题目:我国国有商业银行信用风险管理与防范对策摘要:信用风险是我国商业银行面临的最主要风险,提高信用风险管理水平是创造银行核心价值的重要手段。随着我国金融体制改革步伐的加快... 题目:我国国有商业银行信用风险管理与防范对策
摘要:信用风险是我国商业银行面临的最主要风险,提高信用风险管理水平是创造银行核心价值的重要手段。随着我国金融体制改革步伐的加快和金融业开放程度的提高,外资银行不断涌入我国,对我国国有商业银行是一种很大的挑战。本文首先分析了我国国有商业银行信用风险形成的主要原因;其次,介绍了国际上先进的信用风险度量模型,借鉴美国商业银行的信用风险管理方法;最后,根据国有商业银行自身情况,针对性地提出几点防范信用风险的措施。
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wanglong龙
2008-05-20 · 超过15用户采纳过TA的回答
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Our country state-owned Commercial bank credit risks management and guard countermeasure abstract: The credit risks are the most main risk which our country Commercial bank faces, raises the credit risks management level is creates the bank core value the important means. Along with our country reform of monetary system step's quickening with the financial industry opening degree's enhancement, the Foreign bank emerges our country unceasingly, to our country state-owned Commercial bank is one kind of very big challenge. This article has first analyzed the primary cause which our country state-owned Commercial bank credit risks form; Next, introduced internationally the advanced credit risks measure model, profits from the US Commercial bank's credit risks management; Finally, according to state-owned Commercial bank own situation, pointed proposes several guard credit risks measure.
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