Question

求高手帮忙帮忙把这段摘要翻译成英文

求高手帮忙帮忙把这段摘要翻译成英文，包括题目，要准确点的，百度或有道在线翻译的不要，那个不准确，有急用！！！！多谢
题目：我国商业银行信用卡业务研究
信用卡业务的产生为我国金融业的发展注入了新的活力，大大提高了银行业务的效率，在信用卡业务长足发展和不断增长的背后，信用卡业务的风险频率也不断增长。本文对我国信用卡发展背景及国内外发展现状进行了研究，总结了我国信用卡发展的规律和特点，并从法律建设、信用体系、传统消费观念、市场环境等方面论述了我国信用卡发展的制约因素，从信用卡法制建设、信用体系、传统消费观念和市场环境等方面分析了我国信用卡业务发展的制约因素，在此基础上提出了提出了建立和完善个人信用制度、加快建立个人征信系统、建立健全法规、全面规范信用卡市场、改善受理环境、准确定位客户的合理建议。总的来说，我国信用卡制度还有许多不足之处，只有在自身努力的基础上不断加强交流与合作，才能不断完善。

Answer 1

Title: China's commercial banks credit card business research
Generation of the credit card business for the development of China's financial industry has injected new vitality, greatly improving the efficiency of the banking behind the rapid development of the credit card business and growing, the frequency of the risk of credit card business is also growing. In this paper, the development of China's credit card background at home and abroad development status, summed up the rules and characteristics of the development of China's credit card, and discusses the development constraints of China's credit card from the legal construction of credit system, the traditional concept of consumption, the market environment, from the legal system of the credit card, the credit system, the traditional concept of consumption and market environment analysis of China's credit card business development constraints, on this basis, the establishment and improvement of personal credit system, speed up the establishment of personal credit information system, the establishment of a sound regulations, comprehensively regulate the credit card market, improve the acceptance environment, accurate positioning of the customer's reasonable proposals. Overall, China's credit card system, there are many inadequacies, only on the basis of their own efforts continue to strengthen exchanges and cooperation, in order to constantly improve.

追问

这是人工翻译的吗?