Question

紧急求助！！！！谁能帮忙翻译一下，在下不胜感激！！！

本文针对民营企业融资难的现状，从民营企业的融资环境为对象，系统分析了民营企业融资难的主要原因。在于民营企业外部融资环境：国内金融业自身的整合与贷款紧缩。和企业的内部环境：民营企业信用文化的缺失、财务管理混乱、经济效益差、缺乏信用担保等是我国当前中小企业融资的主要障碍。并以此为基础提出了当前应重点解决发展中小银行、建立健全信用担保体系等方面问题。同时，从企业自身建设的角度提出优化企业内部环境的建议。以便从根本突破民营企业贷款难的瓶颈矛盾。
[关键词] 民营企业 银行 融资 融资渠道 民间借贷 信用担保

Answer 1

The main body of a book specifically for difficult current situation of non-governmentally operated enterprise financing, from the non-governmentally operated enterprise financing environment is a marriage partner, bad main systems analysis the non-governmentally operated enterprise financing cause. Be in the Yu Min Ying enterprise outside financing environment: Oneself integrating and loan reduce the in the homeland finance job. And inside of enterprise environment: Non-governmentally operated enterprise credit culture hiatus , financial affairs manage chaos , economic effect difference , insufficiency credit guarantee that main part waiting to be a current medium-sized and small enterprises of our country financing hinders. And should concentrate on resolving aspect problem such as developing the small and medium bank , building perfect credit going bail for system take this as the basis have brought forward present. At the same time, the angle that oneself builds extracts the suggestion optimizing the inside of enterprise environment from enterprise. To break bottleneck of non-governmentally operated enterprise difficult to get a loan contradiction from foundation. [Keyword] the non-governmentally operated enterprise bank financing channel borrows or lends money among the people

Answer 2

In this paper, the difficulty in financing private enterprise status, from private enterprises for financing environmental targets, systematic analysis of the private enterprises the main financing difficulty. Private enterprise is the external financing environment: the domestic financial industry's own integration with the loan contraction. And the internal business environment: the culture of private enterprise credit loss, financial management confusion, poor economic returns, lack of credit guarantees and other financing of SMEs in China is the main obstacle. As the basis to solve the current development should focus on small and medium-sized banks, establish a sound credit guarantee system and other aspects. At the same time, from the perspective of their own building to optimize the business environment within the proposal. To a fundamental breakthrough in the difficult private enterprise loans bottleneck contradictions.