Question

在线等,请财务方面的英语高手翻译一下,谢谢!

1. 集团成员单位入股财务公司的条件
(1) 经工商行政管理机关登记注册的企业法人。
(2) 具有良好的公司治理结构或有效的组织管理方式。
(3) 具有良好的社会声誉、诚信记录和纳税记录。
(4) 财务状况良好，最近2个会计年度连续盈利。
(5) 年终分配后，净资产达到全部资产总额的30%以上（合并会计报表口径）。
(6) 经营管理良好，按期足额归还银行贷款，最近2年内未发生违法违规行为。
(7) 入股资金来源真实合法，不得以借贷资金入股，不得以他人委托资金入股。
(8) 该项投资符合国家法律、法规规定。
(9) 银监会规定的其他审慎性条件。

2. 拟设立的财务公司应具备的条件
(1) 确属集中管理企业集团资金的需要，经合理预测能够达到一定的业务规模。
(2) 有符合《中华人民共和国公司法》和《办法》规定的章程。
(3) 有符合《办法》规定的最低限额注册资本金。
(4) 有符合银监会规定的任职资格条件的董事、高级管理人员和规定比例的专业从业人员，在风险管理、资金集约管理等关键岗位上有合格的专门人才。
董事、高级管理人员是指公司的法定代表人和对财务公司经营管理具有决策权或对风险控制起重要作用的人员，包括董事长、副董事长、董事、总经理、副总经理。
风险管理、资金集约管理等关键岗位人员是指按照财务公司具体业务部门设置、业务制度和流程，在财务公司主要业务活动中承担风险管理和资金集约管理职责的工作人员。
财务公司从业人员中从事金融或财务工作3年以上的人员应当不低于总人数的三分之二，其中从事金融或者财务工作5年以上人员应当不低于总人数的三分之一。
(5) 制定较为完善的公司治理、内部控制、业务操作、风险防范等方面的制度，建立较为完善的管理信息系统和风险控制系统。
(6) 具有符合要求的营业场所、安全防范措施和其他设施。
(7) 银监会规定的其他审慎性条件。

Answer 1

1. Syndicate members of the unit shares the financial conditions of companies (1) The industrial and commercial administrative organs of the corporate registration. (2) with good corporate governance structure or effective organizational management. (3) has a good social reputation, integrity and record of tax records. (4) financial condition and the last two consecutive fiscal year earnings.(5) year-end distribution, the net assets to total assets of more than 30 percent of the total (consolidated accounting statements diameter). (6) good management, arranging the return of bank loans in full, the last two years has not illegal acts. (7) shares the real legitimate sources of funds, not allowed to borrow funds to become shareholders and not to others commissioned by the funds to become shareholders. (8) of the investment in line with national laws and regulations. (9) the other provisions of the CBRC prudent conditions.2. To set up financial companies should have the conditions (1) are indeed centralized management of enterprise groups need funds, the reasonable forecast to reach a certain scale of business. (2) with the "PRC Company Law" and "measures" under the statute. (3) in line with the "measures" the minimum limit of registered capital.(4) the provisions of the CBRC with the qualification conditions for the directors, senior management and provision of professional practitioners, risk management, capital intensive management, and other key posts have qualified expertise. Directors, senior management is the legal representative of the company and the financial management of the company or decision-making power to play an important role in risk control personnel, including the chairman, vice chairman of the board of directors and general manager, deputy general manager.Risk management, capital intensive management, and other key staff positions is in accordance with the financial companies set up specific business sector, business systems and processes, financial companies in major business activities in the risk management and capital intensive management responsibilities of staff. Employees of financial companies engaged in financial or financial work for more than three years of staff should not be less than the total number of two-thirds, or engaged in financial work for more than five years of financial officers should not be less than one-third of the total. (5) develop better corporate governance, internal controls, operational, risk prevention, and other aspects of the system, establish a sound management information system and risk control systems.(6) have to meet the requirements of the business premises, security measures and other facilities. (7) the other provisions of the CBRC prudent conditions.