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担保项目的风险防范与控制:公司通过实行董事长领导下的集体终身负责制,建立完善的岗位职责、内部风险防范与控制制度及三级评审制度,加强对担保贷款的风险防范与控制。为方便企业操...
担保项目的风险防范与控制:
公司通过实行董事长领导下的集体终身负责制,建立完善的岗位职责、内部风险防范与控制制度及三级评审制度,加强对担保贷款的风险防范与控制。为方便企业操作,对贷款担保企业分别采取土地、房产、设备抵押,公务员、教师信用保证,股权质押,信用担保等灵活多样的反担保措施。
与金融机构的合作:
公司实行多渠道、多元化经营,分别与农村信用合作联社、江苏银行、中国银行、中国农业发展银行、国家开发银行合作,开展了担保合作业务。2006年起公司承担起省开行中小企业扶持贷款发放工作,2007年被省开行、省农发行确定为“联合创建新农村建设示范县”,公司与省开行和省农发行的合作领域从单纯的为县中小企业贷款提供担保向为县中小企业、农业产业化龙头企业和新农村建设等领域渗透。
担保费收取:
公司坚持从解决企业融资困难出发,努力降低企业融资成本,坚持免收保证金,年担保费率严格控制在2.4%以下,对生态高效农业等国家重点扶持产业还将进一步优惠,积极鼓励和促进自然人、个体工商户、中小企业诚信创业。
公司发展方向:
在开展贷款担保的同时,积极向诉讼担保、合同担保、置业担保、下岗职工再就业担保等多领域渗透,打造集投资、融资、担保、咨询服务为一体的现代企业。 展开
公司通过实行董事长领导下的集体终身负责制,建立完善的岗位职责、内部风险防范与控制制度及三级评审制度,加强对担保贷款的风险防范与控制。为方便企业操作,对贷款担保企业分别采取土地、房产、设备抵押,公务员、教师信用保证,股权质押,信用担保等灵活多样的反担保措施。
与金融机构的合作:
公司实行多渠道、多元化经营,分别与农村信用合作联社、江苏银行、中国银行、中国农业发展银行、国家开发银行合作,开展了担保合作业务。2006年起公司承担起省开行中小企业扶持贷款发放工作,2007年被省开行、省农发行确定为“联合创建新农村建设示范县”,公司与省开行和省农发行的合作领域从单纯的为县中小企业贷款提供担保向为县中小企业、农业产业化龙头企业和新农村建设等领域渗透。
担保费收取:
公司坚持从解决企业融资困难出发,努力降低企业融资成本,坚持免收保证金,年担保费率严格控制在2.4%以下,对生态高效农业等国家重点扶持产业还将进一步优惠,积极鼓励和促进自然人、个体工商户、中小企业诚信创业。
公司发展方向:
在开展贷款担保的同时,积极向诉讼担保、合同担保、置业担保、下岗职工再就业担保等多领域渗透,打造集投资、融资、担保、咨询服务为一体的现代企业。 展开
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Guarantee project risk guard and control:
Under the company through implements chairman to lead the collective lifelong responsibility system, establishes the perfect post responsibility, the internal risk guard and the control system and the third-level appraisal system, strengthens to the secured loan risk guard and the control. Operates for the convenient enterprise, adopts the land, the real estate, the equipment mortgage separately to the loan guarantee enterprise, the official, the teacher credit support, the stockholder's rights pawns, credit guarantee and so on nimble diverse counter-guarantee measure.
With financial organ cooperation:
The company implements multi-channel, the multiplex management, unites society, the Jiangsu bank, the Bank of China, China Agricultural development Bank, the National Development Bank cooperation separately with the rural credit cooperation, has developed the guarantee cooperation service. in 2006 the company undertakes the province to start a business the small and medium-sized enterprise support loan origination work, in 2007 is saved starts a business, the province agriculture release determination is “founds jointly the new rural reconstruction demonstration county”, what the company and the province starts a business with the province agriculture release area of collaboration from to be pure is the county small and medium-sized enterprise loan provides the guarantee to for the county small and medium-sized enterprise, agricultural industrial production domain seepages and so on Leading enterprise and new rural reconstruction.
Takes on the insurance premium collection:
The company insisted that embarks difficultly from solution enterprise financing, reduces the enterprise financing cost diligently, insists the exempt earnest money, the year guarantee tariff strict control below 2.4%, to national key support industries and so on ecology highly effective agriculture will further also give preferential benefit, encourages and promotes the natural person, the individual engaged in commerce, the small and medium-sized enterprise good faith undertaking positively.
Corporate growth direction:
During development loan guarantee's, to the lawsuit guarantee, the contract guarantee, the property guarantee, the unemployed re-employment guarantee and so on multi-domain seepage, the making collection investment, financing, the guarantee, the advisory service is a body's modern enterprise positively.
Under the company through implements chairman to lead the collective lifelong responsibility system, establishes the perfect post responsibility, the internal risk guard and the control system and the third-level appraisal system, strengthens to the secured loan risk guard and the control. Operates for the convenient enterprise, adopts the land, the real estate, the equipment mortgage separately to the loan guarantee enterprise, the official, the teacher credit support, the stockholder's rights pawns, credit guarantee and so on nimble diverse counter-guarantee measure.
With financial organ cooperation:
The company implements multi-channel, the multiplex management, unites society, the Jiangsu bank, the Bank of China, China Agricultural development Bank, the National Development Bank cooperation separately with the rural credit cooperation, has developed the guarantee cooperation service. in 2006 the company undertakes the province to start a business the small and medium-sized enterprise support loan origination work, in 2007 is saved starts a business, the province agriculture release determination is “founds jointly the new rural reconstruction demonstration county”, what the company and the province starts a business with the province agriculture release area of collaboration from to be pure is the county small and medium-sized enterprise loan provides the guarantee to for the county small and medium-sized enterprise, agricultural industrial production domain seepages and so on Leading enterprise and new rural reconstruction.
Takes on the insurance premium collection:
The company insisted that embarks difficultly from solution enterprise financing, reduces the enterprise financing cost diligently, insists the exempt earnest money, the year guarantee tariff strict control below 2.4%, to national key support industries and so on ecology highly effective agriculture will further also give preferential benefit, encourages and promotes the natural person, the individual engaged in commerce, the small and medium-sized enterprise good faith undertaking positively.
Corporate growth direction:
During development loan guarantee's, to the lawsuit guarantee, the contract guarantee, the property guarantee, the unemployed re-employment guarantee and so on multi-domain seepage, the making collection investment, financing, the guarantee, the advisory service is a body's modern enterprise positively.
参考资料: yahoo翻译
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