Question

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在《新帕尔格雷夫经济学大词典》对融资（Financing）的解释是，融资是指为支付超过现金的购货款而采取的货币交易手段或为取得资产而集资所采取的货币手段。企业在生产经营过程中，会因各种原因需要使用大量资金，如扩大业务规模，筹建新项目，兼并收购其他企业，以及弥补亏损等。而我国目前企业融资存在的主要问题是银行不愿放贷，还有就是资本市场上充斥着巨额的资金，这就是大多数企业总是抱怨融资困难。
本文主要介绍我国企业融资的程序以及存在的问题

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Answer 1

Financing is refers for the payment surpasses the cash to buy which loans but adopts the currency transaction method or for obtains the currency method which the property but gathers capital to adopt. The enterprise in the production management process, can because each kind of reason need to use the massive funds, like the expanded service scale, prepares for construction the new project, the annexation purchases other enterprises, as well as makes up the loss and so on. But our country at present the enterprise financing existence main question is the bank is not willing to make loans, but also has is in the capital market is flooding the large amount fund, this is the majority enterprise always complains the financing difficulty.
This article mainly introduces our country enterprise financing the procedure as well as the existence question

Answer 2

In the "new economics Paergeleifu big dictionary" of financing (Financing) explained that financing refers to the payment of the purchase price in cash taken over the currency transaction for the acquisition of assets or means of raising the money taken means. Production and operation of enterprises in the process will require the use of large sums of money for various reasons, such as the expansion of business scale, the construction of new projects, mergers acquisitions of other businesses, as well as to make up the losses. My current corporate finance and the main problems is the reluctance of banks lending, and capital market glut is huge funds that most enterprises have always complained about the financing difficulties. This article introduces the process and our corporate finance problems

Answer 3

In the "new economics Paergeleifu big dictionary" of financing (Financing) explained that financing refers to the payment of the purchase price in cash taken over the currency transaction for the acquisition of assets or means of raising the money taken means. Production and operation of enterprises in the process will require the use of large sums of money for various reasons, such as the expansion of business scale, the construction of new projects, mergers acquisitions of other businesses, as well as to make up the losses. My current corporate finance and the main problems is the reluctance of banks lending, and capital market glut is huge funds that most enterprises have always complained about the financing difficulties. This article introduces the process and our corporate finance problems