Question

关于信用卡的利弊的英文文章

这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用○1 financial institution：金融机构
○2 plastic money：信用卡的另一种称呼
○3 buy now, pay later：先消费，后付款。
○1 be associated with: 和…联系在一起
○2 exceed：超过
○3 be tempted to do sth.: 诱惑，吸引
○4 overburden：负担过多
○5 exacerbate：加剧，恶化
○1 give access to sth.: 准许进入
○2 expenditure：支出，花费
○3 monthly statement：银行每月的结账单

Answer 1

Today's Web developer needs to have a thorough knowledge of how to build commerce-enabled Web sites. One of the most mysterious areas, for clients and Web shops alike, is the process of setting up a Web-enabled credit card merchant account. The gold rush of e-commerce has spawned hordes of pick-and-shovel peddlers. If you search for information on credit cards, you'll find page after page of outfits, all offering to get your credit card scene together pronto and cheapo. All of them try to make the process of getting a merchant account sound extremely difficult and complicated (if you buy their product, of course, it becomes easy). I am sorry to say that not a few of these outfits are shaky, shady, or simply scams. What do you really need to get credit card transactions going on a site, and how do you find a reputable bank that's knowledgeable about the Internet?