Question

帮忙翻译成中文，急急急急急急！谢绝机器啊

Spending beyond one’s means is becoming a national problem for Americans．Borrowing
has become so easy that it takes great willpower for people to refuse it．“I received a number of gold MasterCard and gold Visa card offers in the mail during the past two months，”said one computer engineer at AT ＆T Bell Laboratories in Chicago．“I got three of them in one day last week．”
Lenders are providing easy credit（信贷）for borrowers．Many banks now offer every borrower a great variety of credlt，a service once offeredd almost only to big companies．Norwest Bank Minneapolis offers lending programs for cars and boats that can cut monthly payments nearly m half .Carmakers，too，are lengthening easier terms．Ford Motor Credit states that 45 % of its recent lendings has been for sixty months，rather than the sixty-six-month period that was usual before．
The total consumer debt（债务）in the United States rose 73 percent between 1974 and 1984，as the debt for each man，woman，and child increased from $10，264 to $26，566．Huge debt now is present in our economy（经济）at all levels．As a nation，we are more than $7 trillion in debt，and the total keeps increasing astonishingly.
As we have overborrowed，so have we overspent．In late 986，the share of after-tax income that Americans saved sank below 2 percent for a short time，less than half the figure at which we saved only 10 years ago．Americans now are buying from foreigners between about $50 and $100 billion more Mercedes and Toyotas, Paris fashions，and tours to Europe than the Boeing 747s， agriculture machinery , or Kansas wheat that the foreigners bought from America. The country could not produce and pay for all the things it wanted.
To make a long story short, we Americans have serious problems in keeping down spending and keeping up personal savings．It is high time for us American people to learn the basics of long-term money management.

Answer 1

呵呵巧了，我昨天再给另一个人翻了这个文章
Spending beyond one’s means is becoming a national problem for Americans．Borrowing
has become so easy that it takes great willpower for people to refuse it．“I received a number of gold MasterCard and gold Visa card offers in the mail during the past two months，”said one computer engineer at AT ＆T Bell Laboratories in Chicago．“I got three of them in one day last week．”在美国， 透支/入不敷出的消费已经演变成了一个全国普遍性的问题。借贷变得如此轻易，人们都难以自制。“在过去两个月里，我收到邮寄过来的多张万能金卡和Visa信用金卡”芝加哥AT&T贝尔实验室的一名电脑工程师说，“我上个星期有一天就收到了三张卡”
Lenders are providing easy credit（信贷）for borrowers．Many banks now offer every borrower a great variety of credlt，a service once offeredd almost only to big companies．Norwest Bank Minneapolis offers lending programs for cars and boats that can cut monthly payments nearly m half .Carmakers，too，are lengthening easier terms．Ford Motor Credit states that 45 % of its recent lendings has been for sixty months，rather than the sixty-six-month period that was usual before．
The total consumer debt（债务）in the United States rose 73 percent between 1974 and 1984，as the debt for each man，woman，and child increased from $10，264 to $26，566．Huge debt now is present in our economy（经济）at all levels．As a nation，we are more than $7 trillion in debt，and the total keeps increasing astonishingly. 贷方正在为借贷者提供着简易的借贷操作流程。现在很多银行都为借贷者提供大量的信贷，而这项服务以前只是针对一些大公司才有的。美国明尼阿波利斯州西北银行提供的借贷项目还包括可以月付减半的车辆和船只的借贷。汽车制造商也正在延长还款期限。福特汽车信用证：近期45%的借贷都已经是60个月一周期的，而以前经常是66个月。在1984到1974这十年间，美国的消费债务总计上升了73%。也就是说对于每一个男人，女人，孩子来说，他们的债务都从10264上升到了26566了。现在，巨大的债务在各行各业的经济贸易中都有出现。我们这个国家拥有7万亿的债务，而且正在以一个惊人的速度上升。
As we have overborrowed，so have we overspent．In late 986，the share of after-tax income that Americans saved sank below 2 percent for a short time，less than half the figure at which we saved only 10 years ago．Americans now are buying from foreigners between about $50 and $100 billion more Mercedes and Toyotas, Paris fashions，and tours to Europe than the Boeing 747s， agriculture machinery , or Kansas wheat that the foreigners bought from America. The country could not produce and pay for all the things it wanted. 因为我们借的太多，也导致了我们花销过多。在1986年末，美国人存储的税后收入份额在很短的时间内降低了百分之二，而与我们10年前相比 ，这个数目还不到一半。如今，美国从外国购买奔驰，丰田，巴黎奢侈品，和到欧洲度假所花费的大约在5千万到1亿美元的钱已经远远超过了外国从美国购买波音747s，农业机械化和堪萨斯州的谷子的钱。我们国家买不起所有想要的东西。
To make a long story short, we Americans have serious problems in keeping down spending and keeping up personal savings．It is high time for us American people to learn the basics of long-term money management.总结历史，我们美国人在少花销，多存款方面有很多严重的问题。对我们美国人来说，是时候该好好学习长期财务管理的基础知识了。

Answer 2

你好。人肉翻译，公司等名称查了下，应该没有错。但愿能帮上你。谢谢～

支出超过收入正在成为全美国人面临的问题。借款已便捷到了令人无法抗拒的程度。“我在过去两个月收到了邮寄来的几张万事达金卡以及VISA金卡。”一位美国电报电话公司芝加哥贝尔实验室的电脑工程师如是说，“我上周一天就收到三张。”

如今，贷方为借贷者提供更为便捷的信贷。现在很多银行可为每一位借贷者提供五花八门的信贷，而这一服务曾经几乎只对大公司提供。明尼阿波利斯西北银行（Norwest bank）推出车船消费借款方案，此方案可以将车船消费者每月的还款额度削减将近一半。汽车制造商也在延长本已宽松的还款期限。福特汽车信贷部门发表声明，其近期贷款的 45% 为六十六个月还款期，而以前通常为六十个月。

在1974年到1984的十年间，美国的总消费债飙升了73%，摊到美国每一位男人女人和小孩头上的债务从10264美元上升到26566美元。如今，在我们的经济中，社会各个阶层的人都是负债累累。我们的国家负债超过7万亿美元，负债总额还在以惊人的速度增长。

我们过多地借贷，因此我们过度消费。在1986年下半年，美国人的税后收入储蓄的短期内比例 下降了2%，这个数字还不到10年前的一半。美国人花在奔驰买丰田买巴黎时尚用品到欧洲旅游上的钱比外国人从美国购买波音747购买农业机械或堪萨斯小麦的钱要高出500亿到1000亿美元。今天这个国家不是再想要什么就能生产什么就能一掷千金了。

简而言之，在减少开支，增加个人储蓄方面，我们美国人面临诸多严重的问题。现在该是我们美国人学习长期理财基础的时候了。

再次谢谢～

Answer 3

Spending beyond one’s means is becoming a national problem for Americans．Borrowing has become so easy that it takes great willpower for people to refuse it．“I received a number of gold MasterCard and gold Visa card offers in the mail during the past two months，”said one computer engineer at AT ＆T Bell Laboratories in Chicago．“I got three of them in one day last week．”
花费上入不敷出（提前消费）已成为美国现在一个全国性的问题．借款变得如此唾手可得以至于人们都难以拒绝．”在过去的两个月中，我收到了许多来自邮件中的万事达金卡和维萨卡金卡（此两种为商品名，可不译，照原文写下来，也可音译，但有注明，或者采用大众化的译法．），"一位来自芝加哥AT&T Bell图书馆的电脑工程师如是说,"上一周我就曾在一天内收到了三张信用卡."

Lenders are providing easy credit（信贷）for borrowers．Many banks now offer every borrower a great variety of credlt，a service once offeredd almost only to big companies．Norwest Bank Minneapolis offers lending programs for cars and boats that can cut monthly payments nearly m half .Carmakers，too，are lengthening easier terms．Ford Motor Credit states that 45 % of its recent lendings has been for sixty months，rather than the sixty-six-month period that was usual before．
放债人为借款人提供简单的信贷.现在许多银行都为借款人提供大额的贷款,这是过去只有大公司才能享用的一项服务.明尼阿波利斯西北银行提供的贷款服务是出借小汽车和船只,而这项服务可以让借款人每个月的开支几乎减半.汽车制造者也在拓宽一些较为简单的方法.福特汽车wy fdsggddsfgd就

The total consumer debt（债务）in the United States rose 73 percent between 1974 and 1984，as the debt for each man，woman，and child increased from $10，264 to $26，566．Huge debt now is present in our economy（经济）at all levels．As a nation，we are more than $7 trillion in debt，and the total keeps increasing astonishingly.
As we have overborrowed，so have we overspent．In late 986，the share of after-tax income that Americans saved sank below 2 percent for a short time，less than half the figure at which we saved only 10 years ago．Americans now are buying from foreigners between about $50 and $100 billion more Mercedes and Toyotas, Paris fashions，and tours to Europe than the Boeing 747s， agriculture machinery , or Kansas wheat that the foreigners bought from America. The country could not produce and pay for all the things it wanted.
To make a long story short, we Americans have serious problems in keeping down spending and keeping up personal savings．It is high time for us American people to learn the basics of long-term money management.

Answer 4

支出超过一个的手段正在变成一个全国性的问题Americans.Borrowing已变得如此容易，它需要巨大的毅力的人，拒绝它。 “我收到了一些黄金和黄金万事达信用卡提供的邮件在过去的两个月里，说： ”一个电脑工程师在AT ＆ T公司贝尔实验室在芝加哥， “我有3人在一天上星期。
放款人提供宽松的信贷（信贷）为borrowers.Many银行现在每个借款人提供了各种credlt ，服务一旦offeredd几乎只有大公司。西北明尼阿波利斯银行提供贷款项目的汽车和船只，可以降低每月付款近50米。汽车制造商，也更容易被延长任期。福特汽车信贷指出， 45 ％的其最近的贷款已经60个月，而不是66个月期间通常是前。
总消费者债务（债务）在美国上升百分之七十三的1974年和1984年，随着债务的每个男人，女人和儿童比例从一零二六四美元以26566美元。巨额债务现在目前在我们的经济（经济）在所有levels.As一个国家，我们有超过7万亿美元的债务，总额不断增加惊人。
正如我们已经overborrowed ，所以我们overspent.In 986年底，所占的税后收入，美国人节省沉没低于百分之二很短的时间，，只有不到一半的数字上，我们只保存10年前。美国人现在买外国人之间约为50美元和1000亿美元以上梅塞德斯和丰田，巴黎时装。和欧洲旅游比波音747 ，农业机械，或堪萨斯州小麦收购的外国人来自美国。该国不能生产和支付所有的事情，它希望。要进行长话短说，我们美国人有严重问题，压低开支和保持个人储蓄。现在是时候了，我们向美国人民学习基本的长期资金管理。

加分啊

Answer 5

支出超过一个的手段正在变成一个全国性的问题，美国人。借款已变得如此容易，它需要巨大的毅力的人，拒绝它。 “我收到了一些黄金和黄金万事达信用卡提供的邮件在过去的两个月里，说： ”一个电脑工程师在AT ＆ T公司贝尔实验室在芝加哥。 “我有3人在一天上星期。 ”
放款人提供方便借款人的信贷。现在许多银行借款提供每一个伟大各种信贷服务提供了一次几乎只有大公司西北明尼阿波利斯银行提供贷款项目的汽车和船只，可以降低每月付款近50米。汽车制造商也更容易延长任期。福特汽车信贷指出， 45 ％ ，其最近已经登陆的六○个月，而不是六十六个月时期，通常前。
总消费者债务在美国上升百分之七十三的1974年和1984年，随着债务的每个男人，妇女和儿童比例从一○二六四美元以26566美元。巨额债务现在目前在我们的经济在各级。作为一个国家，我们有超过7万亿美元的债务总额不断增加惊人。
正如我们在借来的，所以我们必须超支。 986年底，所占的税后收入，美国人节省沉没低于百分之二很短的时间，只有不到一半的数字上，我们只保存10年前。美国人现在买外国人之间约为50美元和1000亿美元以上梅塞德斯和丰田，巴黎时装，旅游和欧洲比波音747 ，农业机械，或堪萨斯州小麦收购的外国人来自美国。该国不能生产和支付所有的事情，它希望。
为了使长话短说，我们美国人有严重问题，压低开支和保持个人储蓄。现在是时候了，我们向美国人民学习基本的长期资金管理。