Question

英语高手请帮忙，帮我将下面一段话翻译成英文，谢绝在线翻译和工具翻译

中国个人理财业务发展历史与现状
与发达国家的个人理财业务发展历史相比，中国个人理财业务的发展历程非常短暂。
20世纪80年代末到90年代是中国个人理财业务的萌芽阶段，当时商业银行开始向客户提供专业化投资顾问和个人外汇理财服务，大多数的居民还没有理财意识和概念。直到20世纪九十年代中期，商业银行才率先开展了这项业务。1997年中信实业银行广州分行成为首家成立私人银行部的国内银行，并推出了国内首个个人理财业务，客户只要在这里保持最低10万元的存款，就可以享受到该行提供的个人财产保值升值方面的咨询服务。随后，各类金融机构纷纷跟进，个人理财这一业务逐步得到重视，并逐渐发展起来。
从21世纪初到2005年，是中国个人理财业务的形成时期，这一时期理财产品、理财环境、理财观念和意识以及理财师专业队伍的建设均取得了显著的进步。中国理财市场以每年10%-20%的速度在增长，2005年，中国理财市场规模达到了2000亿元。从2006年开始，伴随着金融市场和经济环境的进一步变化，个人理财业务进入了大幅扩展时期，客户对理财的需求日益增长。
来自国家统计局2007年国民经济和社会发展统计公报的数据显示，从2003年到2007年城镇居民人均可支配收入逐年增长，2007年达到13786元，比上年同比增长12.2% ，如图1.1。

Answer 1

The Development History and Current Situation of the Personal Financial Management Services in China
Compared with that in the developed countries, the development history of the personal financial management services in china is much shorter.
The Chinese personal financial management services was budding in the period started from the end of 1980s and ended in the beginning of 1990s when commercial banks started to offer their customers investment advisers and personal foreign exchange financial services, for most residents didn’t have any financial awareness and conception. It’s not until in the mid age of 1990s that the commercial banks began this service first. In 1997, Guangzhou Branch of CITIC Industrial Bank became the first bank that found a private banking in china. The first personal financial services were promoted and consumers who kept a more than 100,000RMB could enjoy a serial of services on the preservation and appreciation of their properties. After that, other financial organizations went after it, so the personal financial services were focused and developed further.
The period started from the beginning of 21st century and ended in 2005 was the period when the Chinese personal financial services formed. There were remarkable progresses in the financial products, financial management environment, financial management concepts and awareness, and the teams of professors of financial management. China financial management markets were increased at a rate of 10%-20% per year. In 2005, it has increased to 200,000,000RMB. Started from 2006, with the change of the financial market and economic environment, personal financial services were highly extended, for customers’ demand for financial services were increasing day by day. A data from the National Bureau of Statistics which showed the statistics of the development of national economy and society said from 2003 to 2007 the average disposable income of the urban residents was increasing year by year. In 2007, it had reached 13786, which was increased by 12.2% of last year.