Question

英语高手请帮忙，帮我将下面一段话翻译成英文，谢绝在线翻译和工具翻译

然而，中国于2005年才加入国际金融理财师（CFP）组织，而相应的资格认证制度也是近年才予以引进确立，整个专业理财资格认证刚处于起步萌芽阶段，导致目前理财人员无论从数量上还是从知识结构上看，都远远不能满足增长迅速的市场需求。有关数据显示，目前我国四家商业银行通过CFP还不到500人。在我国，长期的分业经营使我国的银行人才大多只精通某一个业务领域，多数理财经理是从个人金融从业人员中临时抽调而来的，即使参加了由银行组织的专业培训，理财技能仍以银行类业务为主，远远不能达到理财师所需要具备的素质，相当一部分员工实际上并不具备储蓄、保险、房产、基金等综合知识和为客户提供理财方案的能力。因此所提出的理财建议还只是停留在为客户提供储种选择、个人存单质押等与传统储蓄业务相关的服务上。这样的个人理财服务显然无法满足客户个性化、多样化的理财需求，为客户规避风险，实现资产的保值、增值。
另外，因为中国市场有其自身的特殊性，个人理财业务的从业人员仅仅具备丰富、扎实的金融理财知识远远不够，还须对国家政策和市场环境及其变化趋势具有敏锐的洞察力、准确的判断力。

上述两个层面都存在的发展瓶颈，以其目前的水平并无法为银行开展个人理财业务提供长期的支持，进而将制约我国商业银行个人理财业务的快速发展。只有创造良好的宏观经济环境，不断改进商业银行自身的个人理财业务服务策略、服务技能，我国商业银行个人理财业务才能迎来真正的的春天。

Answer 1

However, in 2005, China joined the international financial division (get) organization, and the corresponding qualification certification system is introduced in recent years, will be established the professional financial qualification authentication in the initial stage, just to sprout from the current financial personnel quantity or from knowledge structure, all can't satisfy the market demand rapid growth. Figures show, at present our country commercial bank through four get less than 500 people. In China, the long-term decentralized management of banking talent in a business are proficient in financial field, most managers from personal finance professionals and drafted in the interim, even to the bank of professional training organization, management skill is mainly to bank kind, far cannot achieve financial division, the quality required considerable staff actually does not have savings, insurance, real estate, fund etc. Comprehensive knowledge and provide financial plans. Therefore the financial advice was still provide ChuZhong selection, individual savings deposit pledged and traditional business related services. This personal finance service can satisfy customers personalized, apparently diversified financial needs for clients, avoid the risk assets, the maintenance and appreciation. In addition, because Chinese market has its own particularity, the personal financial management business practitioners only experienced, solid financial knowledge, must also be enough for national policy and market environment and its change trend with keen insight, accurate judgement. There are two aspects of the bottleneck, with its current level and to develop the personal financial management business bank provide long-term support, which will restrict our country commercial bank individual financing business development. Only create favorable macroeconomic environment, continuously improve the commercial bank itself of the personal financial management business services, service skill, our strategy of commercial Banks' personal financial management services to have real spring.

Answer 2

那就好