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摘要从我国国有商业银行不良资产逐年好转的趋势看出,解决不良资产问题必须积极探索符合国情的银行不良资产处置新的解决方案。伴随银行体制改革的不断深入,不良资产出现的新问题尤为... 摘要
从我国国有商业银行不良资产逐年好转的趋势看出,解决不良资产问题必须积极探索符合国情的银行不良资产处置新的解决方案。伴随银行体制改革的不断深入,不良资产出现的新问题尤为突出,所以摆在国有商业银行面前的不仅是开发市场,拓宽服务领域,防范风险,更重要的是探索商业银行不良资产新问题的解决方案,不良资产出现的新问题是国有银行业的大问题,并已经成为中国银行业下一步改革和发展的沉重包袱和障碍.为解决我国国有商业不良贷款的生成和银行坏账处置产生的新问题,必须对国有商业银行改造的必要性和可行性进行了研究和处理、实施加强市场化处置力度,正确的利用外资批量处置实现多赢目标等可行性方案。
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国有商业银行 不良资产 制度创新
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wingzhuzhu
2006-12-17 · TA获得超过3535个赞
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Stateowned commercial bank from the our country the bad property turns for the better year by year of the trend see, resolve the bad property problem has to be investigated bank of match the state of the nation actively bad the property handle a new solution.Accompany with the bank system reform continuously thorough, the bad property appear of new problem is outstanding, so put in the stateowned commercial bank in front not only is develop a market, open widely the service realm, guard against risk, more important investigate new solution of[with] problem of bad property of commercial bank, the bad property appear of the new problem is the great problem of the stateowned banking, and have already become the Chinese banking next move reform and develop of the heavy burden and obstacle.For resolving stateowned business of our country to lend money badly of born with bank the bad 账 handle an output new problem, have to reform to the stateowned commercial bank of the necessity and possibility carry on a research and handle and carry out to strengthen a market to turn treatment strength, right of the exploitation foreign capital batch quantity handle realization to win target more etc. possibility project.
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