Question

麻烦大家帮忙翻译成英文!急需考试用!不甚感激

我国金融的基础条件薄弱，不仅体现在金融体制上要改革和创新的内容有很多，而且体现在金融教育的落后以及金融人才的匮乏上。长期的与国际金融体系的分离，使得我们在追踪世界金融最新理论和培养与世界接轨的金融人才上实际水平与期望水平相差太大。造成这一现状既有体制的原因，也有世界金融业快速发展的原因。我国金融业的对外开放不仅要大力引进外资，而且要广泛引进优良的金融产品，更要注重引进先进的金融管理技术和优秀的金融管理人才，未来的世界是知识经济的世界，人力资源是最宝贵的资源，要想在世界金融舞台上充当重要角色，拥有强有力的竞争力，就必须提高金融教育和金融人才的竞争力，而提高金融教育和金融人才的竞争力绝非一朝一夕，解决这个问题与解决其他的改革问题一样，不仅仅是需要时间和关注，更需要加快金融业对外开放的步伐。
综合以上分析，在我国金融市场上，利率的市场化以及较低的市场利率为我国的经济增长提供了持续的推动力，股票市场活力的增强和市场体系中金融发展进程的加速，带动了我国整个金融体系的完善和国际竞争力的提高。但由于受到金融基础比较薄弱（如人才匮乏）的制约以及国际大环境（如东南亚金融危机等）的影响，我国金融体系的国际化和一体化的发展在短期内滞后于整个市场体系的改革，加上扭曲的金融体系改革和发展，商业银行资产质量不高，资金运用的损失率，呆帐率高，导致了金融风险的积累以及整个金融体系运作效率的不高，最终影响了我国金融体系在国际竞争上的整体实力
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Answer 1

Our country finance foundation condition weak, not only manifests thecontent which must reform in the monetary system and innovate has verymany, moreover manifests in financial education backwardness as wellas the financial talented person on is deficient. Long-term withinternational finance system separation, causes us the actual leveland the expectation level difference too is big on the financialtalented person which the tracing world finance newest theory and theraise and the world connects rails. Creates this present situationalready to have the system the reason, also has the world financeindustry fast development the reason. The our country finance industryto foreign countries opening up not only must vigorously introduce theforeign capital, moreover must widely introduce the fine financialproduct, will have to pay great attention to the introduction advancedfinance management technology and the outstanding finance managerialtalent, the future world is the knowledge economy world, the humanresources is the most precious resources, will have to want to playthe strong character in the world finance stage, will have thepowerful competitive ability, will have to enhance the financialeducation and the financial talented person's competitive ability, butwill enhance the financial education and the financial talentedperson's competitive ability certainly not one day and one night, willsolve this problem with to solve other reform problems to be same, notmerely will be the demand time and the attention, Needs to speed upthe finance industry to foreign countries opening up the step.
Above the synthesis analyzes, in our country money market, theinterest rate market as well as the lower market rate has provided thepropelling force for our country economical growth which continues, inthe stock market vigor enhancement and the market system the financialdevelopment advancement acceleration, led our country entire financesystem to be perfect and the international competition strengthenhancement. But because receives the financial foundation quiteweakly (for example talented person deficient) restriction as well asinternational big environment (Rudong South Asia finance crisis and soon) the influence, our country finance system internationalization andthe integrated development lags in the short-term to the entire marketsystem reform, in addition twists the financial system reform and thedevelopment, the commercial bank property quality is not high, theutilization of capital loss factor, the bad debt rate was high, hascaused the financial risk accumulation as well as the entire financialsystem operation efficiency is not high, finally has affected ourcountry finance system in the international competition overallstrength