Question

毕业论文的中文摘要翻译成英文摘要（请不要在线翻译）追加100分悬赏

摘要：
房地产类贷款已成为银行的重要资产之一，其贷款质量将对银行业的盈利和风险状况产生深刻影响。我国房地产市场融资以银行间接融资为主，市场风险过度集中于银行体系，以贵阳市金阳新区为例，其房地产市场过热，房价涨幅较大，存在一定的市场风险；流动性过剩积累了越来越多的房地产泡沫；“假按揭”等操作风险也大范围存在；另外，2006至2007年持续加息使得购房者每月支付压力增大使得个人违约风险上升，而2008年由于次贷危机的波及，央行连续降息，虽然有利于金阳新区房地产市场好转，但是此次国际性金融危机所带来的不确定影响依然不容乐观。我们应采取措施抑制信贷冲动，规范贷款行为；完善内部控制，加强外部监管；并利用金融创新分散银行风险。

关键词：金阳新区 房地产市场 住房抵押贷款 风险防范 金融创新
请不要在线翻译，因为错误会太多。

人工翻译我将追加悬赏100分！！

Answer 1

Abstract:Real estate loan has become one of the important bank assets, whose loan quality will make an deep impact on the earnings and risk conditions of banking industry. Centered on the indirect banking finance, our domestic real estate market financing risks are excessively concentrated on the banking system. Let's take Jinyang New Area of Guiyang for example, the real estate market is overheated with a relatively great housing price rise，which will inevitably causes a certain degree of risks.Liquidity surplus accumulate increasingly more real estate bubble, and Operational risks like "Fake Mortgage" can be found everywhere. Moreover, the continuous bank interest rises between 2006 and 2007 boost more monthly payment pressure toward consumers and meanwhile raise the personal defaulty risks. With the influence of financial crisis of this year and the continuous interest reduction of central bank,the real estate market of Jinyang Area is turning for the better, but the uncertain affactions the crisis brings to us are still not optimistic. It's time for us to take active measures to restrain loan impulsivity,regulate loan activities, complete internal control, strengthen external inspection and at the same time to disperse banking risk through financial innovation.

Key words: Jinyang New Area; Real Estate Market;Housing Mortgage Loan; Risk Precaution; Financial Innovation

Answer 2

呵呵
老兄啊
直接整个一百
然后每追加也耀眼啊
哈哈
Abstract:
The real estate class loan has become a most important founds of a bank, its loan quality will have the profound influence to banking industry's profit and the risk condition. Our country real estate market financing by bank indirect financing primarily, the market risk concentrates excessively in the bank system, take the Guiyang Jinyang newly developed area for example, its real estate market superheat, the house price increase scope is big, has certain market risk; The fluidity too much accumulated the more and more many real estate froth; “False mortgage” and so on operation risk also wide range existences; Moreover, continues the interest on futures 2006 to 2007 to cause the home-buyer each month of payment pressure to increase causes individual violation risk rise, but in 2008 because loan crisis affect, the central bank reduces the interest rate continuously, although is advantageous in the jinyang newly developed area real estate market changes for the better, but this international financial crisis brings the indefinite influence is still unoptimistic.
We should adopt the measure suppression credit impulse, the standard loan behavior; The perfect internal control, strengthens exterior supervising and managing; And uses the financial innovation dispersible bank risk.
Key words: Jinyang newly developed area real estate market housing mortgage loan risk guard finance innovation